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Expert: Apex Credit Services, LLC - 5/8/2009


Question

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I am three months past due on all my credit cards becasue I lost my job about 6 months ago.  They all want too much money to even help me work out a plan with them. If I send them what I can, I want to send them about 20 dollars each until I can send more. Will that keep me from going to court?
Thanks MIchele

Answer
Michelle:

Honestly, it probably won't and it will do you no good.  Honestly, I would advise you to consult a Bankruptcy attorney and seek protection before any Summons arrive.

Apex Credit Services, LLC
2919 Shadyside Road
Saint Albans, WV 25177
888-727-4818
http://www.apexcreditservices.com
info@apexcreditservices.com

Apex Credit Services, LLC

Expertise

Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.

Experience

Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.

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Better Business Bureau

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Education/Credentials


Education/Credentials


Past/Present Clients
Flagstar Bank Chase Bank

Past/Present Clients
Flagstar Bank Chase Bank

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