About Apex Credit Services, LLC Expertise Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law.
DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.
Experience Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.
Question I recently loss my job and contacted my car loan company that I would be late on my payment and gave them the exact day I would be making the car payment. Since that phone call to them, they have called my cell phone four times (within two days). I answered the call and they ask when the payment will be made, I again tell them the specific day. They inform me that until the payment is made they will continue to call my cell phone. Please let me know if there is something I can do? Thank you.
Answer Hope:
If it's the original creditor, no. If it is a debt collector, yes, you can write them a letter telling them to only contact you in writing.
