AboutCreditwrench Expertise Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.
Experience I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.
Education/Credentials Paralegal courses for the most part. I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.
Question My grandmother has been dead for over 2 years and today I noticed in the Cuyahoga County Court website she is being sued for $3800.00 for an old credit card debt. Not even sure if she owes it since there has never been any communication from Sears since she died. The certified letter has not arrived yet. Should I put on it "Deceased" when it arrives? I am on the deed of the house that I co-own with her. Can Sears put a lien on the house if they get a judgment from the court? Should I contact the court and let them know she is deceased? Any info would be greatly appreciated.
Answer Best solution to this problem is to get the money however you can and pay it off. They can get a judgment and they can put a lien on the house. So just figure out how to pay it off and be done with it. If you don't it will be much more expensive later on.
