Collections Law/collections

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Expert: Apex Credit Services, LLC - 6/10/2009


Question
In September 2008 I was taken to the the hospital by ambulance. It was out of network and I appealed it to my insurance. The ambulance service provide had been aware of my appeal on the $695.50 bill. On My 27 I was put into collection for the bill. On June 9 my insurance approved it and sent an additional $537. However, the collection agency is still going to charge me $390 because it is their fee. Is it legal to charge a $231 fee.

Answer
Fawne:

Generally, no.  Sounds as if they're trying to pull one over on you.  At this point, I'd recommend retaining an attorney.  If you're in Tennessee, we at Apex Credit Services know an excellent consumer attorney at Barnette Law Offices.  He's in Nashville but, does a very good job with FCRA/FDCPA cases.  

Otherwise, check out or google NACA for an attorney in your state.

Apex Credit Services
2919 Shadyside Road
Saint Albans, WV 25177
888-727-4818
http://www.apexcreditservices.com

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Apex Credit Services, LLC

Expertise

Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.

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Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.

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Flagstar Bank Chase Bank

Past/Present Clients
Flagstar Bank Chase Bank

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