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Expert: - 7/23/2009


Question
Is it legal for a collection agency to continue to call you because a relative may owe money.  I keep saying the person they are calling does not live here but they continue to call.

Thanks

Answer
You should not have to put up with that.

The first step in taking care of this is getting all the information from the company calling. You can then send a certified mail letting them know that the person does not live there. It should be enough for you to verbally tell them but unfortunately many collection agencies to do comply.

You can use this sheet to gather the information and write the letter to them:

www.henleycreditlaw.com/pdf/CounterCollectorScript.pdf

If they do not stop calling you after you send the certified letter, then you may want to contact a consumer attorney like our firm or by going to www.naca.net

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Volunteer

Chris Ebert

Expertise

I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations.

Experience

For the last 6 years I have worked as a Sr. Paralegal in a law firm (http://www.henleycreditlaw.com) that defends debtors against their creditors. I have reviewed thousands of credit reports and under the supervision of our attorney helped hundreds of client resolve their credit issues.

Organizations
Henley & Henley, PC

Education/Credentials
BBA University of Texas at Austin

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