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Collections Law/tape disclosure

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Expert: - 7/30/2009


Question
Do collectors follow specific verbatim for tape disclosure or dpc...if yes what is teh verbatim

Answer
I have not seen codified specific text. But they are required to give what is called a mini-miranda. It is to say something similar to "This is a debt collector. Any information given will be used for that purpose."

As far as letting you know you are being taped most will also let you know up front that you are being taped. They may not have to warn you if both of you are in a one party state.

I hope this helps.

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Chris Ebert

Expertise

I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations.

Experience

For the last 6 years I have worked as a Sr. Paralegal in a law firm (http://www.henleycreditlaw.com) that defends debtors against their creditors. I have reviewed thousands of credit reports and under the supervision of our attorney helped hundreds of client resolve their credit issues.

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Henley & Henley, PC

Education/Credentials
BBA University of Texas at Austin

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