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About Chris Ebert
Expertise
I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations.

Experience
For the last 6 years I have worked as a Sr. Paralegal in a law firm (http://www.henleycreditlaw.com) that defends debtors against their creditors. I have reviewed thousands of credit reports and under the supervision of our attorney helped hundreds of client resolve their credit issues.

Organizations
Henley & Henley, PC

Education/Credentials
BBA University of Texas at Austin

 
   

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Collections Law - Credit and Collections


Expert: Chris Ebert - 8/1/2009

Question
I have found out that a letter from Civil Courts was delivered by UPS and by regular mail about two weeks later. both were returned to the courts.The person for which this letter was intended has not lived at this address for three years. I went online to check civil courts. I found that a company was attempting to obtain judgement to collect a debt.I checked the company and found information that this company purchases bad debt. This was an unknown company and the debt is unknown. Should this be ignored?

Answer
Ernie,

In general you should not ignore a citation from the court. It does not stop the legal process from happening. If it is not yours or someone you know you should be OK. However, if you know the person, maybe it is best to contact them and let them know what is going on. That way they can respond before it is too late.


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