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Question
Can a third party debt collector send a account to the Credit Bureau if the account has had returned mail.If correct address can not be found are you prohibited from being reported to the consumer's file. Thank you.
Margaret:
Unfortunately, a furnisher of information need have only very basic information in order to report a tradeline. Therefore, and to answer your question, yes, a debt collector can report a tradeline on to your report even if they do not have your current address.
Try removing all obsolete from your credit reports and then dispute the tradeline in question.
Jason Barnette
Barnette Law Offices, LLC
1800 Hayes Street; Suite 122
Nashville, TN 37203
615-585-2245
info@barnettelawoffices.com
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| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | Thank You for your help...very fast | ||
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Collections Law
Answers by Expert:
Jason Barnette, Esq.
Expertise
I am the managing member of and a trial attorney at Barnette Law Offices, LLC, located in Nashville, Tennessee. Our firm focuses upon consumer protection cases arising under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Tennessee Consumer Protection Act.
Experience
Attorney
Licensed to practice before Tennessee state and federal courts
Education/Credentials
Juris Doctor
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