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Question
If a patient tells me she is in the process of filing bankruptcy when I call to request a payment, may I send her a final notice and/or send her to collections if I have not received an official bankruptcy notice yet?
Laurie,
If someone says they are in the process, then you can ask for the bankruptcy attorney name to verify there claims. You could also ask for the case number and get on www.pacer.com to verify. But you do not have to stop collections until you receive the official notice of bankruptcy.
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Questioner's Rating
| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | Thank you for your prompt response!! As it turns out, I just happened to see the public notice in our local paper announcing the patient in question had filed for chapter 13. Really appreciate your help, and will keep this website in my favorites file for future use. | ||
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Answers by Expert:
Chris Ebert
Expertise
I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations.
Experience
For the last 6 years I have worked as a Sr. Paralegal in a law firm (http://www.henleycreditlaw.com) that defends debtors against their creditors. I have reviewed thousands of credit reports and under the supervision of our attorney helped hundreds of client resolve their credit issues.
Organizations
Henley & Henley, PC
Education/Credentials
BBA University of Texas at Austin
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