Collections Law/Summons

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Question
I live in California and I have been served with a summons in the amount is $2445.61 I read that I  need to file a response to the summons with in 30 days How do I answer this? What forms do I use? do I need to get a lawyer? in the summons it states that they send me a letter wich I never received and today September 17th at 5:45am I get this summons notice by a very rude person. Please advice

Answer

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You will have to go to the clerk of the court and gat a response form from them. You have to use that form to start with but you can use your own response. You need to go to my links page at sites.google.com/creditwrench and follow the links to learn what you need to add to that form in order to keep them from getting a default judgment. Once you have the form from the court and have gone through some of the links you will be in a much better shape to deal with your situation. Of course, if you need specific help you can always contact me.  

Creditwrench

Expertise

Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.

Experience

I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.

Education/Credentials
Paralegal courses for the most part.
I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.

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