Collections Law/Medical bill

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Expert: - 1/5/2010


Question
Yesterday I received benefit explanations from my health insurance company for charges filed last month from a doctor who saw me during a hospital stay in January 2008. The claim was denied, of course, due to untimely filing. The charges are substantial and would have been paid at a contract rate with little patient responsibility to me had the claim been filed within 365 days. Though as of yet I haven't been billed by the doctor, I am panicking. Will I be responsible for this very high bill?

Answer
Nancy,

If you signed a personal guarantee on the medical intake (many do) you may be responsible for the the bill. If the bill is over $10K you may want to visit with a local attorney to see if it is worth filing a lawsuit to get the health insurance company to pay what they were supposed to.

Chris
http://www.henleycreditlaw.com

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Chris Ebert

Expertise

I can answer questions for Texas and California residents concerning issues that involve creditor and debtor rights. Specifically, I can answer questions concerning: FDCPA, FACTA, FCRA, and Texas / California state collections violations.

Experience

For the last 6 years I have worked as a Sr. Paralegal in a law firm (http://www.henleycreditlaw.com) that defends debtors against their creditors. I have reviewed thousands of credit reports and under the supervision of our attorney helped hundreds of client resolve their credit issues.

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Henley & Henley, PC

Education/Credentials
BBA University of Texas at Austin

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