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Collections Law/Just received a judgment

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Question
My husband just received a judgment in
the mail from the sheriffs dept. for not paying a 10 year old hospital bill. They

are going to garnish his wages in like a week. We never received anything
about this before. Shouldn't I have?? We don't
know what to do because we are in debt as it is. We can hardly pay
our bills now. My husbands pay has been taking care of me and our
two year old daughter while I attend nursing school. What can I do. We live in
NY. The interest is $6,900. Making the total 13,000. Any
advice would be greatly appreciated. Thank you so much.

Answer
The statute of limitations in New York is 6 years.  Unless you have been making payments or the judgement was granted within 6 years of the debt, they can attempt to collect but can not take legal action.  Are you sure the letter is from the sheriff?  This sounds a little shaky to me with out more information.  Merry Christmas.

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Ray A Miller

Expertise

I am qualified to answer questions on the following subjects: FDCPA, FCRA and HIPAA as well as medical collections, general collections and collection agency related issues. I trained these subjects at a nationwide collection agency and customer service call center and audited around 150 representatives for compliance to the laws. I have been in the Collections Industry for over 30 years. I feel that everyone deserves to be treated fairly and with compassion and that is the way I trained collectors. Even though I worked for a Collection Agency, I get great satisfaction in helping those who have been mistreated or in need of help with these confusing issues.

Experience

I was the Compliance Administrator with a nationwide collection agency and customer service call center-I have trained hundreds of collectors on the above referenced topics. I have been in the medical collections industry for over twenty years and research these topics on a daily basis.

Organizations
ACA International

Education/Credentials
Some college ACA Certified Collection Specialist

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