You are here:

Collections Law/Final Judgments in State of Florida

Advertisement

Expert: Creditwrench - 2/10/2010


Question
I had a Final Judgment filed against me August 25, 2005 by a credit card company.  They assigned it to another company in 2007.  I just received paperwork from an Attorney, in Florida, representing the new company asking me to complete more Interrogatories within 30 days in front of a Notary ands return them to them.  I checked the Court records and I do not see this new companies name on my case.  They called (the Attorney's office in Florida)and said I still have to fill them out.  Questions 1) I filled these out back in 2005.  Do I have to fill them out again since the Final Judgment has already been filed?  2) What can they do to enforce the Final Judgment?

Answer

click here to enlarge
Do you live in Florida? Are you the head of household? Are you on any kind of government pension?
The answer to those questions can give rise to some protections you may have. In any case you must answer the questions in most cases and if you dod by En't you can go to jail for contempt of court. There are many things they can do to enforce the final judgment but there are also many things you can do to protect your assets and income from garnishment. Don't have any money in any bank account and don't be on joint accounts with anyone else, not even minor children as guardian of their accounts. Don't get paic by EFT from any employer. How you answer those questions is also vitally important and if any of them are unreasonable or overly burdensome or expensive to comply with you might be able to seek injunctive relief from the court to keep from having to comply with their demands for information. If you have to go to court be sure you take a court reporter with you. It isn't expensive and can serve to keep you out of a lot of trouble. Again, there are a great number of ways to keep them from getting anything out of you and some of them are pretty tricky. While you are well advised not to make any false statements in responding to their demands for information that doesn't mean you have to give them all the information they might desire either. I can help you respond to those questions in the least damaging way possible.  

Creditwrench

Expertise

Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.

Experience

I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.

Education/Credentials
Paralegal courses for the most part.
I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.

©2012 About.com, a part of The New York Times Company. All rights reserved.