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Collections Law/debt mediation

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Expert: - 9/29/2010


Question
I am attending a mediation tomorrow for a old medical debt and the company is trying to sue us in a small claims court. I believe this bill to be from the birth of my child 4 years ago where insurance was not billed by the hospital. I am not sure as they never gave us any information other then amount and original creditor. Any suggestions heading into mediation tomorrow? This is for $2000 we do not have.

Thanks
Kristin  

Answer
Unfortunately, it is your responsibility to see to it that your insurance is filed.  Who is taking you to court?  The hospital or someone who has purchased the debt.  It seems like the hospital would have provided more information than this.  Good luck with the case.

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Ray A Miller

Expertise

I am qualified to answer questions on the following subjects: FDCPA, FCRA and HIPAA as well as medical collections, general collections and collection agency related issues. I trained these subjects at a nationwide collection agency and customer service call center and audited around 150 representatives for compliance to the laws. I have been in the Collections Industry for over 30 years. I feel that everyone deserves to be treated fairly and with compassion and that is the way I trained collectors. Even though I worked for a Collection Agency, I get great satisfaction in helping those who have been mistreated or in need of help with these confusing issues.

Experience

I was the Compliance Administrator with a nationwide collection agency and customer service call center-I have trained hundreds of collectors on the above referenced topics. I have been in the medical collections industry for over twenty years and research these topics on a daily basis.

Organizations
ACA International

Education/Credentials
Some college ACA Certified Collection Specialist

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