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Question
i was served a summons by mail and in person,for credit card
bill,and was instructed to call the lawyers who served
me,but when i called them they asked me for my social
security number and i declined to give it to them and then
he became very irate and disrespectful,and also on the
summons it said that i need not appear in court ,i am
confused what should i do,for i don't think i owe this comp
money...
That's true. You need not appear in court. Of course, if you don't put in your response to their summons and complaint they get a default judgment and you get the shaft which is why they don't want you to show up in court. Good thing you didn't give them your SSN. Of course, telling you that you need not show up in court without an explanation of why you don't need to show up and what will happen if you don't is a violation of federal law. What you need to do is prepare a response to the summons and complaint and file it with the clerk of the court. You also need to prepare a good debt validation letter, a good set of demands for admissions and a certificate of mailing. Your court may also require that you put in a notice of appearance.
I teach people how to do all those things.
Bill Bauer
(405) 237-2174
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Answers by Expert:
Creditwrench
Expertise
Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.
Experience
I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.
Education/Credentials
Paralegal courses for the most part.
I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.
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