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Question
I received a bill from Mercy Gilbert in April of 2011 for the hospital stay of my sons birth which was in Jan of 2009. My then insurance company paid their part I think or I get a insurance discount. Leaving me the rest of the bill. Is there a law about timely billing and is two year over that. I have talk to the hospital several time and the blame the delay on my insurance company. Now it has been sent to collection. I feel after two year it should not be my responsibility am I right or wrong.
Estella Capenter
There are statute of limitations for using legal methods to collect a bill but I do not know of a statute that addresses a limit for billing. Since the hospital admits it was the insurance companies fault for the delay, why not ask the hospital for a discount. I hope this helps and good luck.
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Answers by Expert:
Ray A Miller
Expertise
I am qualified to answer questions on the following subjects: FDCPA, FCRA and HIPAA as well as medical collections, general collections and collection agency related issues. I trained these subjects at a nationwide collection agency and customer service call center and audited around 150 representatives for compliance to the laws. I have been in the Collections Industry for over 30 years. I feel that everyone deserves to be treated fairly and with compassion and that is the way I trained collectors. Even though I worked for a Collection Agency, I get great satisfaction in helping those who have been mistreated or in need of help with these confusing issues.
Experience
I was the Compliance Administrator with a nationwide collection agency and customer service call center-I have trained hundreds of collectors on the above referenced topics. I have been in the medical collections industry for over twenty years and research these topics on a daily basis.
Organizations
ACA International
Education/Credentials
Some college
ACA Certified Collection Specialist
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