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Question
In december 2009 I had recieved my annual mammogram.  Not once in 2010 did I receive a bill from the provider.  Therefore I assumed all charges had been paid by my then insurance company.  Today I have received a bill from them stating I Owe $210.  and the insurance company had paid nothing.  I no longer have the same insurance and it would be impossible for me to even get the out dated insurance information.  Can a provider send a 1st bill statement over a year after service has been provided.

Answer
Yes they can and it could be caused by your insurance company.  You need to contact this insurance company (you only need your SS#).  If it is not your insurance company's fault, the doctors office should write this off to timely filing.  Your insurance company should be able to provide an EOB if they processed the claim as they should have.  If it is negligence on your doctors office, they should write it off.

I know you say it is impossible to contact your insurance company but all you need is a telephone number.

I thought of one place you can get the insurance company information, the doctor.

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Ray A Miller

Expertise

I am qualified to answer questions on the following subjects: FDCPA, FCRA and HIPAA as well as medical collections, general collections and collection agency related issues. I trained these subjects at a nationwide collection agency and customer service call center and audited around 150 representatives for compliance to the laws. I have been in the Collections Industry for over 30 years. I feel that everyone deserves to be treated fairly and with compassion and that is the way I trained collectors. Even though I worked for a Collection Agency, I get great satisfaction in helping those who have been mistreated or in need of help with these confusing issues.

Experience

I was the Compliance Administrator with a nationwide collection agency and customer service call center-I have trained hundreds of collectors on the above referenced topics. I have been in the medical collections industry for over twenty years and research these topics on a daily basis.

Organizations
ACA International

Education/Credentials
Some college ACA Certified Collection Specialist

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