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Collections Law/Harassed by Allied Interstate

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Question
Hello:

I am having a problem with a collection agency called Allied Interstate.  They call me 3 times a day.  They also call me at work.

They are calling about an old credit card debt. Is this legal?  What can I do?  Can you help me? Thank you. I live in New York State.

Answer
Good question.  Yes, we can help you deal with this collection agency!  

The Federal Fair Debt Collection Practices Act (FDCPA) and New York State Law protects consumers against unfair, deceptive, and abusive debt collection and credit reporting practices. If you believe you have been the victim, you may be entitled to receive money damages and have your legal fees completely paid for by the debt collector.

If we agree to represent you in your Fair Debt Collections Practices Act (FDCPA) case, you will not pay any attorney's fees or costs. The FDCPA requires that the debt collector in violation of the statute pay your legal fees! If you qualify, our legal help is 100% FREE!

Debt Collectors Cannot:

•Leave messages on your telephone that fail disclose the name/identity of the debt collector/debt collection company/debt collection law firm that is calling
•Leave messages on your telephone that fail disclose and state that the caller is a “debt collector”
•Fail or refuse to identify itself as a debt collector in any communication with you, whether during conversation, in a message or in a letter
•Contact you before 8:00AM or after 9:00PM
•Contact you at work when they know or have reason to know they cannot do so
•Disclose any information related to your debt to a third party
•Threaten to contact/notify third parties or your employer about any debt
•Use profane/abusive language
•Threaten to have you arrested
•Accuse you of committing a crime
•Threaten to file a lawsuit against you or take other negative action when the debt collector lacks the ability or intent to file and take such action
•File any legal action and/or taking a judgment without properly serving the party being sued
•Misrepresent the amount or legal status of a debt
•Claim to be affiliated with law enforcement or any government/federal organization
•Contact you after being provided a written cease & desist letter
•Contact you while refusing or failing to provide debt validation as you requested in a written letter
•Report or threaten to report false and/or other disputed or incorrect information regarding a debt to the credit reporting agencies/bureaus

If a Debt Collector is Violating Your Rights, We May Be Able To:

•Get you up to $1,000 in Statutory Damages PLUS additional damages, if you qualify
•Negotiate a Settlement/Payment Plan/Payment Arrangement of the debt itself
•Eliminate the debt
•Obtain Debt Forgiveness
•Delete the Derogatory or Erroneous Listing from your Credit Report(s)
•Have your legal fees paid for by the debt collector.
•Stop the debt collector from contacting you
•Demand that the debt collector contact our law firm rather than you!

Hope this answers your question.  Please contact me directly so that we may help you.

Jason A. Shear, Esq.
Admitted in NY & NJ
Attorney at Law
Website: www.jasonshearlaw.com
NY Creditor Harassment Attorney
Phone:(716) 566-8988

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Jason Shear, Esq.

Expertise

I can answer questions for residents of New York and New Jersey regarding creditor harassment claims under the Fair Debt Collection Practices Act (FDCPA); credit reporting errors under the Fair Credit Reporting Act (FCRA); debt collection defense/credit card defense; student loan law; and consumer class actions. I can also answer questions relating to consumer debt defense/collection agency defense, specifically pertaining to consumers being sued or harassed by collection agencies or NY collection attorneys. If you live in New York and have been contacted or sued by firms such as: Mel Harris & Associates, Forster & Garbus, Rubin & Rothman, Choi Law Office, Lacy Katzen, Malen & Associates, Solomon & Solomon, Daniels & Norelli, Cohen & Slamowitz, Pressler & Pressler or others; give us a call at (716) 566-8988.

Experience

I have obtained settlements for consumers in NY and NJ under the FDCPA and FCRA. I have successfully defended consumers who were sued by collection agencies/debt purchasers in the New York State courts.

Organizations
National Association of Consumer Advocates (NACA) Law Offices of Jason Shear Consumer Attorneys 3957 Main Street, Second Floor Buffalo, New York 14226 (716) 566-8988

Education/Credentials
BA/BS, Accounting & Political Science, Hunter College. Juris Doctor, Univ. at Buffalo Law School. LLM (Criminal Law), University at Buffalo.

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