Collections Law/Wrongly sent to collections?
I have a house in another state. The renters started a fire and the home sat abandoned for about 6 months. I contacted the garbage service, had a container delivered and then had it emptied a couple of times. After the final removal, I thought I was done. I had pre-paid for the garbage pick-up.
I started getting bills from the garbage service. At first I thought it was copies of my receipt and I tossed them, but after the third I opened it to find they had started regular can service. I called and explained that no one lived there and they should not have started service. The home was basically condemned and needed repairs. The informed me the there is a city ordnance requiring garbage service. Not only did they start this without my approval, they never informed me while I was getting the dumpsters delivered/removed that there was such a thing. After much arguing, she talked to her supervisor about canceling service and it was canceled.
Now they've sent me to collections for the $80. of unsolicited and unused services. How can I make sure this doesn't go on my credit report and is there a way I can fight it with the "revenue recovery" service?
I would notify the Collection Agency in writing IMMEDIATELY by Certified Mail that this item is disputed and that if they do report it to a Credit Bureau they had better report it as disputed or they will be immediately sued for $1,000 under the Fair Debt Collection Practices Act PLUS $1,000 under the Fair Credit Reporting Act
Since Collection Agencies typically earn about 1/3 of what the collect I don't think they will want to risk $2,000 for the $25 commission on this bill. Expect them to simply drop the matter.