About John Hall Expertise Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of
experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and
13 of the United States Bankruptcy Code) primarily representing individual
debtors with consumer debt or small businesses; Experience has included all
aspects of debtor/creditor relations.
Experience FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
Question I live in Connecticut. I had a Filene's credit card and charged a mattress set in 1995 or 1996 original price $537. When it arrived the queen sized box spring would not fit up my carpeted steps to the second floor bedroom. So to prevent the walls from getting scratched I was advised I needed to purchase a split box spring, so I sent the whole set back. The same day I called and ordered the new box spring which increased the price to $657. I don't know if it was because I signed the paperwork saying I had the first set but I get my monthly statement and I am getting charged for two mattress sets!! Countless conversations, payments, letters and collection calls later I am still receiving letters from a collection agency offering me a settlement of nine hundred something in 2006. Filene's took me to small claims court and the attorney for Filene's sent me home before my case because he said he still needed to review it that it was very complicated. That was in 2000? Filene's unjustly took my card even though I was paying what I owe. And probably paying finance charges on an extra bed I don't have. I want to get a lawyer but I don't know where to start. I still have all my statements showing my balances and when payment was received. I am to the point where I will invite someone from Filene's to my house to try and fit a queen size box spring up my steps!! Not going to happen! Thanks for any counseling you can give.
Answer Interesting question. I have an idea how you might resolve this, but it depends on facts that you don't state in your question. This would be easier if you called me. Call me on my cell 661 492-2673 What you can do or cannot do here to make this right depends on what the records show - the recorfd of the contract with the mattress people, and also on what has happened already in the litigation concerning this issue. Call me if you like. I will not charge you just to talk on the phone.
