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Collections Law/Harassing Creditor for deceased mothers account
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Question
Good Morning;
My name is Heidi Hagan and I live in Oviedo, Florida. In 3 weeks my mother will have passed away a year ago. At the time of her death I was named the executor by her Will; but there was no money left. Nothing was in her name assests wise; the only thing in her name was debts. I sent death certificates to all on them and talked with several of them on the phone. I have one T-Mobile whom I have talked with several times. They continue to call me and send me collection notices on her account. I have sent them a death certificate and told them on numerous occassions that she has passed away and there is no money. She didnt even have enough to pay for her funeral, that came out of my pocket. They continue to send these collection letters. Yesterday, I recieved another letter from a different collection agency; enough is enough. I am approaching the anniversary of her death and I am having a hard time dealing with it let alone T-mobile harassing me. I do not know what to do or where to turn to or even if I have a case. Some direction in the right area would be greatly appreciated.
Thanking you in Advance
Heidi Hagan
There is an easy way to take care of this once and for all, and it will not cost you a dime - you won't have to pay them or me or anyone else. Call me on my cell phone and I can explain to you in a minute or so how you can cecisively handle this and put T-Mobile to rest. 661 492-2673
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Answers by Expert:
John Hall
Expertise
Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and 13 of the United States Bankruptcy Code) primarily representing individual debtors with consumer debt or small businesses; Experience has included all aspects of debtor/creditor relations.
Experience
FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
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