Collections Law/Intent to Sue

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Expert: John Hall - 6/2/2006


Question
Approx. 3 years ago I had disputed a bill with AT&T and never heard back from them.  Now I am receiving a letter from Wolfpoll & Abramson that they are attempting to sue me for this debt.  I would like to know what I should do.  I have never received correspondence from the collection agency in regards to this matter.  Whatever information you can give me would be appreciated.  Thank you.

Answer
Hi Kathy:

Call me and do it quickly before they get a judgment against you.  There are a couple of ways to handle this, and it would be easier to explain to you your options if you called me on the telephone.  My cell number is 661  492-2673    I will not charge you just to talk on the phone.   Call me if yhou like and I can explain to you in more detail how you can stop them from getting a court judgment against you -   without making any kind of a settlement with them.

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John Hall

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Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and 13 of the United States Bankruptcy Code) primarily representing individual debtors with consumer debt or small businesses; Experience has included all aspects of debtor/creditor relations.

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FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.

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