About John Hall Expertise Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of
experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and
13 of the United States Bankruptcy Code) primarily representing individual
debtors with consumer debt or small businesses; Experience has included all
aspects of debtor/creditor relations.
Experience FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
Question My husband was just served a letter from an attrny office in SC collecting a credit card debt. My husband took out this credit card about 12 yrs ago and it was in default not too many years afterwards - Our daughter was born with medical problems, etc - which is not excuse i know - we were late in our payments for years, but we never saw the amount come down - just kept going up - we have paid this for years, but we have not paid anything in about 2-3 yrs - the charges we actually charged were about $2,000 and now an attrny states we owe $5100. We can not pay this amount in full. Should we contact this atrrny office - will they set up payment plan now or what is the next step for us?
Answer Under these circumstances it would probably not be a good idea to call the attorney for the collectors. He is just going to want you to pay more - and under these circumstances you may be able to get this whole debt behind you without paying anything more. Call me if you like. I will not charge you just to talk on the phone. My cell number isx 661 492-2673 I can explain your options to you in more detail on the phone.
