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Collections Law/Legitimacy of Debt and forced payments
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Question
My husband allowed a relative to have a fitworks payment come out of our account and when the relative stop paying we stop the debit. On the contract my husband signed saying it was okay for it to come out of our account but that was all. The relative then contact fitworks to assume his debt but gave false information so the debt reverted back to my husband. Since then an attorney wrote my husband to make payment arrangements, he explained the situation and had the relative on the phone. The attorney told him the only way the debt could be paid was to have it debited from a checking account. I work at a bank and spoke to our legal department and I was informed that we do not have to compromise our account information unless there is a court order which it is not. How do I handle the attorney who will not accept a mailed payment and how do I have this debt changed to the relative. Do I need to sue this relative in a civil suit due to the tarnish mark on the credit and the harassment of having this attorney calling us due this?
Denise,
It sounds like you will have to take your relative to civil court. I'm not so sure you are speaking with an attorney about this bill. It sounds like a collection company. In either case, write a certified letter disputing the account and requesting no more contact. Contact the credit bureaus and place this account under dispute.
Good Luck
ONTFG
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Answers by Expert:
Ontrack Financial Group llc
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