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Question
My mother recently passed away.
There is an outstanding MCI debt of $234.00
The account is in her name but I was having the bills sent to myself to pay.
So the account is in the name of my mother 'c/o' myself.
MCI tells me that I am responsible for the bill because of the 'c/o' status
Is that true?
Any help would be appreciated
No it not true. You do not owe the debt. Send them a certified letter advising them to cease all contact with you and inform them if they do not cease calls you will file a complaint with the Federal Trade Commission. Inform them your mother is deceased and if they wish to file a claim against the estate that is their prerogative. Do not instruct them how to do this. That is not your responsibility.
If they persist, follow through with the complaint.
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Answers by Expert:
Michael Brotherton
Expertise
Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).
Experience
Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
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