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About John Hall
Expertise
Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and 13 of the United States Bankruptcy Code) primarily representing individual debtors with consumer debt or small businesses; Experience has included all aspects of debtor/creditor relations.

Experience
FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
 
   

You are here:  Experts > Business > Corporate Law > Collections Law > Marrage, Debt, and death

Collections Law - Marrage, Debt, and death


Expert: John Hall - 4/14/2006

Question
My Father has been diagnosed with lung cancer. His survival rate is not very high. He and his girlfriend have lived together for 8 years and now they want to get married to make sure she is protected if the worst should happen. (We live in Virginia, not a common law marriage state and I have three very greedy siblings) My question is this If they get married will all the debt he currently has (morgage, credit cards, and the soon to be hospital bills) be stuck on her? He wanted to make sure that her and her mother are taken care of and have a place to live but he has 2 morgages on the house and about $500.00 in the bank. I don't want her to be stuck with an overwelming debt and lose everything if she can't pay the morgage. Could he just will her the remainder of the money after the house is sold to pay of the rest of his bills. I don't want anything to worry him if this is his final days and I want him to know she is taken care of to the best of his ability. Thank you for any help you can be in this matter.

Answer
Ms  Blackburn -  There may be another way, a better way, for your fther to deal with this issue before he dies that would not be as expensive as worrying about probate and all of that.   

This would be a lot easier to talk about on the telephone. I will not charge you just to talk on the phone.    Call me on my cell at 661  492-2673     I cannot give you a complete answer without knowing more facts that you do not state in your question.    Call me if you like.

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