About Robert Paisola Expertise I wanted to take a moment to talk to our clients and readers around the world.
We are facing a VERY SERIOUS and COMPLEX financial disaster in the United States taking place. I am being overwhelmed by victims of companies such as American Express, Nationwide Credit, Allied Interstate, Unifund, and our company Western Capital.
We have also been getting massive exposure from the international media because of the video that we posted on YOUTUBE where we show our live conversation with AMEX and Nationwide Credit. You can see this video at www.MyWesternCapital.com
The Bottom line is that if you have been abused, buy an MP3 Recorder and email us your outline of whats going on. If we accept you, you will be required to pay 500.00 via PayPal.com to robert@mycollector.com and we will do the same for you as you see in the video. I will only take 5 clients a week, because of my speaking schedule.
Again... If you have been scammed, I will personally assist you. If you are a business owner visit my special message for you at www.westerncapitalturnaround.com and send your specific details also to vip@westerncapitalturnaround.com
To your Success,
Robert Paisola
www.RobertPaisola.com
801-619-4700 or 1-877-517-9555
As the CEO of Western Capital MyCollector.com , based in Salt Lake City, Utah, Robert Paisola has been distinguished as a foremost expert in the field of debt collection, credit, creditors rights and collection agency administration. Having appeared on many national news and information programs, Mr. Paisola is the expert the media turns to when a creditor/ debtor issue becomes HOT! Check out the web site at www.mycollector.com for more information. If you have a special situation that you need personal assistance with, simply visit www.WesternCapitalVIP.com and you will be on your way to resolving your crisis!
Experience
Past/Present Clients Fotogenix Corp.
The Trump University Affiliate Program
The Walt Disney University
The Holiday Inn Corporation
www.MyCollector.com
www.MySpace.com/westerncapital
www.WesternCapitalFinancial.com
www.tstndirect.com
www.WesternCapitalCredit.com
www.RobertPaisola.Net
www.RobertPaisola.Com
www.RobertPaisola.Org
CEO, The Success Training Network
The Hilton Hotel Corporation
Investigator: The Franklin Squires Educational Program
REIS: Real Estate Investor Support
www.RESuccessGroup.com
Member: International Association of Investigative Reporters
The James Smith Real Estate Organization
The Impact Trainings Program
VantageScoreFacts.com
Russ Whitney Education Group
Wealth Inteligence Academy
Edutrades Inc.
MIT Money In Training
James Smith, Real Estate Mentoring
Toyota Motor Credit
GMAC Mortgage
Criminon International
Nortel Networks
Chase Bank
GE Capital
IHC Healthcare
Arthur Andersen
ExTerra Credit
US West Dex
Qwest Corporation
Goldman Sachs
E*Trade Bank
Boeing, Inc.
Chase Bank
BayView Financial
Xerox Corporation
Banco Popular
Ralston Purina
Credit Suisse First Boston
NCO Financial Services
CIGNA Healthcare Receivables
American Premier Holdings
Prudential Preferred Receivables
US Sales Corporation
OSI Collections
Countrywide Home Loans
Hibernia National Bank
United Way
ViewSonic
Alpha Therapeutic Corp.
Merle Norman Cosmetics
Hobbs Herder Advertising
Over the past few years as I have been able to assist many of you in this and other varous forums, I have been asked over and over about the possibility of hiring me personally to resolve your specific issues.
If your situation is one of crisis - losing a home, serious collection stress, attorney involvement, tax issues, etc, a reduced rate can be provided for direct one-on-one help.
In matters where you have a lot to lose, it may be wise to call our offices at 1-877-517-9555 and ask for Lisa to see if she can set you up as a private client.
Due to my extensive travel schedule, I will not always be able to take all cases, but my goal is to assist as many people as possible.
Most of the time, we get results very quickly and we cut through all the red tape.
Are you the owner or manager of a credit and collections department? Visit www.mycollector.com and spend some time looking around.
You can now have Have Robert Paisola provide on-site training for your collectors and call center employees.
Just Call Western Capital at 1-877-517-9555 for more information or email Robert at trainings@mycollector.com
Finally, If you feel like your life is running in circles and you feel like you have lost all hope, check out Impact Trainings in Utah at www.impacttrainings.com and tell whomever you end up talking with that I personally sent you. I PERSONALLY recommend this program to all of my students, It may be the biggest challenge you ever face...YOU!
UPDATE 7-2006 We are noticing that many of the complaints that you have are against debt collection companies.( Listen to the calls at http://www.WesternCapitalTurnaround.com and you will clearly see that we may be able to assist you.
If you are looking for an attorney to merely churn papers, then I am not the solution. If you are mad as hell and want RESULTS email me now at robert.allexperts@mycollector.com and lets talk. You can also visit http://www.WesternCapitalVIP.com
WOW! I feel like I never get any sleep! YOU ARE MY CAUSE! I LOVE WHAT I DO! But, Sometimes CONFLICT is necessary to PROTECT YOU. JUST GO TO THE SITE AND BE PREPARED TO BE BLOWN AWAY!!!!!!
Also, please take the time to provide your feedback and understand that I WILL ALWAYS REPLY, and take that into consideration when you rate for answering your question QUICKLY!
I have logged in from seminars in India, Germany, Hong Kong, The United Kingdon, China, Japan and all over the world to assist YOU in a timely manner!
Please Visit www.RobertPaisola.com for all of the details!
We are taking this mission very seriously and have received over 2 Million Hits on our site at www.MyCollector.com in the past 90 days. That shows that YOUR VOICE IS BEING HEARD!
Finally, let me say that I am honored that you are taking the time to read this. We have worked very hard to create CHANGE in the collection industry and we know that you have many choices on this incredible site to submit your questions to, and I am more than happy to assist you! Just Please provide the positive feedback when you receive a reply!
UPDATE- 4-2007 LISTEN TO A LIVE 3 STAGE CALL to ALLIED INTERSTATE AND INTELLIRISK- AS THEY VIOLATE FEDERAL LAW....WITH ROBERT PAISOLA! Robert Paisola wins $30,000 in FDCPA Damages in 45 Minutes! GO TO www.MyWesternCapital.com/news_allied.html NOW! This is a LIVE AUDIO FEED THAT WILL GIVE YOU AN IDEA HOW YOU HAVE TO DEAL WITH COLLECTORS WHO CROSS THE LINE. IF YOU HAVE HAD PROBLEMS LET US KNOW!
UPDATE OCTOBER 2006- NATIONWIDE CREDIT IS NAILED TO THE CROSS BY ROBERT PAISOLA FOR MULTIPLE FDCPA VIOLATIONS- CLASS ACTION LAWSUIT IN PROCESS- MILLIONS TO BE PAID! LISTEN TO THE LIVE CALL AT MYCOLLECTOR.COM
January 2007- Update- It is ESSENTIAL that you understand that ANY question that you ask is NOT being asked to AN ATTORNEY! That is the great benefit of being able to provide you, my readers, with straight forward answers. If you have ANY questions about this Disclaimer... then email us and we will provide you with a formal letter of Clarification from The State Bar Association.. So, If you are happy and understand this.... Ask Away! Also, because of the large volume of mail that I receive from around the world, it may take up to a week to get back to you, PLEASE UNDERSTAND THIS!!! I do seminars and travel all over the world, so Please be kind in your ratings of Timeliness! If you have an emergency, go to www.WesternCapitalVip.com Immediately!
Collections Law - Medical Dept Sent To Collection Agency- Robert Paisola Gets Involved
Expert: Robert Paisola - 10/6/2007
Question QUESTION: Hello - On 12/20/06 my 24 year old son was struck by a car while walking across the street in Portland, Oregon. The paramedics took him to the hospital where he incurred roughly $20,000 in debt and may need a total hip replacement down the road. Medical bills have been coming in right and left and he has maintained contact with his medical insurance company, United Health Care, who sat on his bills until the hospital finally sent them to collections this past August. Two weeks after they were sent to collections, UHC decided they would pay their portion, believed to be 80%. Every time my son would call UHC he got a different answer as to why they would not pay. He kept telling them the truth...The girl that struck him was on her cell phone and wasn't paying attention. When the police arrived, she gave him false information and she is no where to be found. She may have been under the influence...who knows? The policeman simply wrote his report while eating his Dunkin Doughnut and left. We have called a couple attorneys and both said not to pay the medical bills and then eventually advised my son they can't help unless he has a reliable witness. The policeman acted like I was the criminal and brushed me off. So my son is faced with $2500 in debt ($900 is from one month interest) and the collection agency is telling him they want all money by next month or they will contact the credit bureau. He has asked if they will accept a payment plan and they flat out said no. He works in retail and is unable to pay this in 30 days. He wants to put it on his credit card and I told him that's not a good idea. He's sick to his stomach and is very stressed out because of this and is worried about his credit and has no one to turn to for legal advice. He told the collection agency he would pay the debt minus the interest but they said they want it all. This is utterly ridiculous...Here he was struck by a jibber jabber, smashed into her windshield and lay in the middle of the road not knowing he would make it through the night. He has several months of long recovery and was led to believe his insurance company whom he pays premiums every month would cover his expenses. They sat on it for months because the accident involved an automobile and they wanted her insurance company to pay so then because of that, it was sent to collections. We simply don't know what to do at this point...and who knows, he may still need further medical attention because of this. any advice would be greatly appreciated. Thank you
ANSWER: Katrina,
This is the kind of shit that keeps me doing this type of work for free. This is completely crazy that they sent him to a collection agency.
Do me a favor and call them and tell them that you are workig with me, fax them a copy of this letter and tell them to follow the charity guidelines.
This is what congress was absolutely discusted with last term.
If they refuse, send me the name of the hospital, everyones names and the collection agency and their actions. I also need you to write me a letter outlining what happened so that our international readers can easily understand it.
If they get this letter and still hold him to the balance and do not pull the account from the collection agency, we will file a complaint with the AMA, the Rip off Report, the medical licensing board, the bond company for the collection agency, and we will assemble a group that they have done this to in the past and create a class action lawsuit.
To the hospital: Do you think we are joking? Try turning this kid down under your charity obligation.
Here is the result of the last hospital that said NO:
From the Washington Post,
Hospital Charity Care Is Probed
Investigators Find Nonprofits Overcharge or Deny Services
By Kathleen Day
Washington Post Staff Writer
Wednesday, September 13, 2006; D02
Nonprofit hospitals routinely overcharge or deny care to patients least able to pay, Senate investigators have found, raising questions about whether the institutions should be eligible for tax exemptions that cost the U.S. Treasury billions of dollars a year.
Many of the hospitals that say they offer charity care -- meaning free or at reduced prices for low-income people -- fail to inform patients about such assistance, Senate Finance Committee staff members found after a 15-month review that included an in-depth survey of 10 nonprofit hospitals.
The investigators found that while federal law requires charity care in exchange for tax-exempt status, a 37-year-old IRS rule implementing the law is so vague that nonprofit hospitals have been able to exploit it by offering some free services but often little aid to the poorest people in their communities.
Nonprofits frequently charged higher prices to poorer people with no health insurance than they did to better-off patients who had coverage, researchers found. At the same time, many of the hospitals' top executives enjoyed generous perks such as paid country club memberships and stays at expensive hotels.
"Non-profit doesn't necessarily mean pro-poor patient," Finance Committee Chairman Charles E. Grassley (R-Iowa) said in a statement yesterday. The committee plans to focus on the findings today in a hearing examining whether nonprofit hospitals provide sufficient community benefits, including charity care, to justify their exemptions from federal tax and from most state and local taxes.
The hearings also will focus on the lack of standards for community and charity care, and inconsistent reporting requirements, which Grassley says makes it impossible to accurately measure if nonprofit hospitals are fulfilling their obligations. Some hospitals say they fulfill their obligations by offering free eye and breast exams. Others count bad debts as charity care.
The Senate staff members found that some for-profit hospitals provided "as much if not more charity care than some non-profit hospitals," Grassley said.
More than 3,000 of the nation's approximately 4,900 hospitals are nonprofit; the rest are either state-run or for-profit.
In addition to surveying 10 hospitals, Finance Committee staffers looked at cases of alleged abuse from around the country, talked to community groups and reviewed studies by health-care economists.
"We believe that America's hospitals do more than virtually any other segment of society in serving the health care needs of those who have no coverage," Rick Pollack of the American Hospital Association, which represents both nonprofit and for-profit hospitals, said in response to the Finance Committee's findings.
"Beyond providing free care to those in need, and financial assistance to low-income people without insurance, hospitals also provide a broad array of other community benefits ranging from health screenings, child immunization, poison control, trauma care, health professional training and research," he said.
One witness scheduled today is Diane Insco, 54, of Cincinnati, who suffers from Type 2 diabetes. She is to recount how she nearly lost her home after a hospital put a lien on her house for failing to pay a bill for $4,639 for a two-night stay. She later learned that her $14,000 income for the year qualified her for charity care, which she applied for and won. The hospital then canceled the debt and lifted the lien.
"If I qualified for charity care, why didn't they tell me in the first place?" she said in an interview yesterday. "No one at the hospital ever mentioned that to me."
Several state attorneys general, including those in Illinois, Kansas and Minnesota, are looking into possible abuses by tax-exempt hospitals. In the past two years, lawyers for the poor have filed federal lawsuits in at least 22 states accusing nonprofit hospitals of failing to meet their tax-exempt obligations to provide indigent care.
_______
This is the reason that we are one of the top expert witnesses on experts.com and on this site. And guess what, we do it for FREE...just to give back.
Please take a second to leave positive feedback so that people in your similar situation can learn from your experience!
Regards,
Robert Paisola
CEO
www.MyCollector.com
www.CollectonIndustryLive.com
www.RobertPaisola.com
www.RobertPaisola.net
www.RobertPaisola.org
www.RCITrainings.com
ABOUT YOUR AUTHOR
Robert Paisola is driven by a passion for people--motivating them to reach for the highest standards of success. As founder and president of many International Corporations including Western Capital and The Success Training Network, Robert trains sales and marketing professionals who want to strive to get to the top...and stay there.
He is a Nationally Recognized Criminal Rights Activist and is very involved with assisting inmates and their families who have been abused by the justice system. See www.PrisonPartners.com
His innovative, no-nonsense approach is based on applying what he has observed in his fifteen-plus years in sales, motivational speaking and debt collection training, thus revealing the common business habits of the top 20% of sales performers in all organizations.
While in Mexico, he uncovered a large time share "fractional sales" scam at the Playa Del Sol Grand Hotel. His report is located at:
Robert's approach works...that's why New York-based Success Magazine has rated Robert Paisola as one of the top-five most effective sales-training professional in the market today.
Robert Paisola's newest book was just released and is available on Amazon.com. Simply type PAISOLA in the main search field on Amazon.com. CONVERSATIONS ON SUCCESS was co-authored with famed author Dr. John Gray and Mr. Tom Hopkins.
Robert Paisola speaks on an International Basis to support his foundation, The Western Capital Foundation. He is also a noted speaker on the topic of Real Estate and Investments, and is currently underwriting a full scale investigation into the Franklin Squires Organization for equity skimming. You can learn more about C. Rick Koerber, the CEO and more on this at www.FranklinSquiresLawsuit.com and the blog at franklinsquires.blogspot.com
Routinely Distinguished by The National Speakers Forum, Robert is also a regular contributor to Business Week Magazine, CNN, CNNFN, XM Satellite Radio, The Wall Street Journal, Telemundo International, National Public Radio and many other organizations. Robert Paisola is also an International Travel Writer and Certified Expert for magazines such as Conde Nast Publications and The National Geographic Society. His award winning investigative reporting articles have gained him worldwide recognition.
He continues to look deep into the world of his 78 year old nemesis Bill Bauer AKA CreditWrench or Billie Bauer in Oklahoma at www.BillBauerFacts.com . Read this report for yourself and you decide.
Robert is also a philanthropist, donating much of the money that he receives for his services working with Business Clients to assist in full business turnaround services, to charity. See www.WesternCapitalCharities.com
If you are looking for personalized service, Robert now has a reduced fee schedule for AllExperts.com members at:
For more information on Robert Paisola's unique training programs, contact Robert at Western Capital at robert@mycollector.com or at 1-877-517-9555 or visit http://www.allexperts.com/displayExpert.asp?Expert=74749 or visit www.RobertPaisola.net. If you are in the debt collection business and have not had a certified FDCPA Debt Collector Training, you could be headed for legal trouble.
---------- FOLLOW-UP ----------
QUESTION: Hello Sir
Thank you for responding to my letter about my son, Dylan. He contacted the collection agency today and advised them he is working with you and that they should follow the charity guidelines. I also sent them a copy of my letter to you and your response to my letter. Both the hospital staff and the collection agency told him today everything is "out of our hands" and there is nothing they can do. They both just brushed him off. What is next?
A few questions:
I'm not quite clear what you need from the hospital when you say to get "everyones names, collection agency and their actions". I'm sure my son has a letter from the collection agency. Should he fax that to you and to what address?
Are they familiar with your professional history?
What other letter do you need from us for your international readers?
Are your services free of cost to Dylan?
Do you take phone calls - can Dylan call you or do you prefer contact by email?
Will you actually be representing my son?
Please know Dylan and I are very thankful you are available to guide and help us through this, however, he is skeptical and does not quite believe me when I say you will help him. He thinks it could drag on for another year and really has no energy left to fight these people. He wants to put it all on his credit card to have it done with so he doesn't have to worry anymore. I was desperate one night and found your website on the internet. I never expected a response which is why I listed myself as "Katina". My name is Rachel Mandel. I live in Colorado and Dylan resides in Portland, OR. He works at Best Buy and is a member of an up and coming band that is scheduled to tour the country next week. Naturally, he is worried about leaving before paying his debt. If you need to maintain contact with him his email address is dylanmandel@hotmail.com.
Thank you once again for helping us. We really do appreciate your assistance.
Rachel Mandel
Answer Good Morning Rachel,
Great to hear from you again. Sorry for the delay in getting back, but I was traveling doing a seminar!
What is happening here is that the collection agency is saying that this matter is out of their hands as a way of telling your son to go to hell. They at the hospital will say the same. That is the game that they play.
Now, When I asked you to provide me with the name of the hospital and the names of everyone involved, I did so because I am planning on writing a story on Dylan's case.
I also need a VERY DETAILED letter outlining exactly what has happened in this situation, who did you talk to. who did you write, that kind of information.
I am not going to charge him a dime. This is a complete abuse of the charity requirement and all that they need to do is go to www.mycollector.com and that will clear up the issue of who we are.
So, send me all of the info via email at vip@mycollector.com and we will investigate.
Understand, we CAN NOT "Represent" your son like an attorney. If you want that there are no shortage of guys who will take 5K to fight this.
Now to Dylan, ...Let me explain, I do this because I can. I am very fortunate to have a great company. Western Capital has been a great company. I do thigs like this simply to give back. Just go to the website and listen to the calls.
Do not worry, take time to listen to our calls at www.mycollector.com and you will see the gift you are getting is real.
