You are here:
- Home
- Business
- Corporate Law
- Collections Law
- Mother's identity theft
Collections Law/Mother's identity theft
Advertisement
Question
My mother was a victim of identity theft in 2001. A number of cards were
opened in her name and even though she has reported the theft to the credit
agencies and the police, she is STILL getting numerous phone calls and
letters from collection agencies. How can she stop this? She is 90 and has had
several strokes over this due to stress.
First, tell you mother to relax they cannot do anything to her. You may send certified letters to each creditor advising them to cease all phone contact and let them know this was an ID theft. I assume she is on a fixed income. They cannot get her SS or other retirement income. The creditor is very limited on what they can do. At some time this should be resolved. It can be a very complicated matter to resolve ID theft but it should resolve itself at some point once everyone is notified. Don't accept any phone calls from creditors and don't worry about threats of any serious collection efforts.
I hope your mother recovers and wish her the best. God bless you and her. Fear not, God is still in control.
Related Articles
Answers by Expert:
Michael Brotherton
Expertise
Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).
Experience
Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
©2012 About.com, a part of The New York Times Company. All rights reserved.