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Collections Law/Relocated from Alaska to Louisiana
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Question
While living in Fairbanks, Alaska I was utilizing Cellular One for wireless Cell service. I have recently moved to Louisiana and contacted Cellular One to cancel my service since they do not provide service, or have any retail outlets in this area. They state that if I cancel my service that even though I currently live in Louisiana and not Alaska I will have to keep my Cellular One service until I have fulfilled my contract requirements, otherwise they will charge me $20 a month for the every month left on my contract plus an early termination fee. Is this Legal.
I am afraid they can do this. Read your contract to make sure. If it isn't in the contract it is likely they cannot do this but I am sure they have this covered. Offer some kind of compromise. Make an offer and settle if you can, otherwise you may have to bite the bullet and move on.
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Answers by Expert:
Michael Brotherton
Expertise
Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).
Experience
Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
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