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Collections Law/Being Sued by 3rd Party
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Question
Hi,
I was served notice to appear in court yesterday for a debt that was charged off sometime back in 1999/2000. The SOL for my state (PA) that I have found is 4 years.
What do I do when I appear in court?
They also have the date of the document for the debt as 10/2002. This is wrong. I am assuming they are putting it on there so they remain under the 4 years. How do I counter this date. I have never received a letter or a phone call from this company prior to receiving this notice to appear and they do not show up on any of my credit reports. Any advice at all would be appreciated.
Thanks,
Jim
Hi Jim: You have a couple of options here on dealing with this lawsuit, but which one you choose depends on facts taht you don't state in your question. Call me if you like this weekend 661 492-2673 I will not charge you just to talk on the phone and I can show you how you can avoid letting this lawsuit become a court judgment against you.
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Answers by Expert:
John Hall
Expertise
Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and 13 of the United States Bankruptcy Code) primarily representing individual debtors with consumer debt or small businesses; Experience has included all aspects of debtor/creditor relations.
Experience
FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
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