AboutCreditwrench Expertise Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.
Experience I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.
Education/Credentials Paralegal courses for the most part. I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.
Question How do I go about filing a lawsuit for violations of the Fair Debt Collections Practices Act. A debt collector has violated the law after several cease and desist letters. I would like to file suit pro per if I receive one more letter. What steps should I take, and is there a specific form for this? I have already reported to the FTC and the California Attorney General (but there is a conflict of interest, so the Atty. Gen. can't help). Thanks for any help you can give me.
Answer You would either have to get someone who knows how to do that to teach you or study both the Federal Rules of Procedure and the local federal court's rules of procedure or as a last resort hire an attorney to do it for you. I learned how to do it all by myself then used it to defeat a federal case against me for $1,040,000 in El Paso Federal District Court as well as do a few other things in federal court.
