About Kathleen Eads Expertise Having spent almost a decade with a Commercial Collection agency, Kathleen
can answer questions related to collections~calls, motivating debtors to pay,
skip-tracing. She now works for National Skip Trace Network (NSTN), providing
premier technological Directory Assistance to the collections (www.nstn.net)
industry via the internet.
Experience
Past/Present clients Travelers Insurance, Nationwide Insurance, CNA Insurance, USF & G, Liberty Mutual, ACS, Asst Acceptance, Pinnacle, Penncro, Superior Asset Mgmt, PRM, Collins Financial, CBE Group
Collections Law - asset acceptance LLC company fradulent lien
Expert: Kathleen Eads - 11/9/2007
Question I have just applied for refinancing on my house in Ohio, and have found that a company (asset acceptance LLC) that through my own research is infamous for using slimeball-Gestapo tactics, has put a lien on my property for $1800.00 + lawyer fees and interest. They put this lien on the deed in 2001, I did not purchase this house till 2002. I was told, by the mortgage company that, they would not have approved a loan, or title transfer with this lien on the house at that time, i dont know how they missed it. I do believe that the lien is for a person that perhaps registered at this address previously, but not within the 3 owners previous to myself. I have recieved numerous calls on my answering machine from asset acceptance LLC asking for a person that does not reside here (and to my knowledge has never resided here.) asking for them to call some 800 number. I need to know what to do in order to get this lien released, so I can continue with my refinance.
Answer You need to write a letter to them, certified return receipt, letting them know what's going on. I would also check with the title company, as I'm sure you paid for title insurance when you purchased the home. Any damages outstanding could be covered under your title policy (if the title company did not uncover the info at closing).
I would talk to whoever you can to get everyone involved to get them to remove the lien.
