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About Robert Paisola
Expertise
I wanted to take a moment to talk to our clients and readers around the world.
We are facing a VERY SERIOUS and COMPLEX financial disaster in the United States taking place. I am being overwhelmed by victims of companies such as American Express, Nationwide Credit, Allied Interstate, Unifund, and our company Western Capital.
We have also been getting massive exposure from the international media because of the video that we posted on YOUTUBE where we show our live conversation with AMEX and Nationwide Credit. You can see this video at www.MyWesternCapital.com
The Bottom line is that if you have been abused, buy an MP3 Recorder and email us your outline of whats going on. If we accept you, you will be required to pay 500.00 via PayPal.com to robert@mycollector.com and we will do the same for you as you see in the video. I will only take 5 clients a week, because of my speaking schedule.
Again... If you have been scammed, I will personally assist you. If you are a business owner visit my special message for you at www.westerncapitalturnaround.com and send your specific details also to vip@westerncapitalturnaround.com
To your Success,
Robert Paisola www.RobertPaisola.com 801-619-4700 or 1-877-517-9555


As the CEO of Western Capital MyCollector.com , based in Salt Lake City, Utah, Robert Paisola has been distinguished as a foremost expert in the field of debt collection, credit, creditors rights and collection agency administration. Having appeared on many national news and information programs, Mr. Paisola is the expert the media turns to when a creditor/ debtor issue becomes HOT! Check out the web site at www.mycollector.com for more information. If you have a special situation that you need personal assistance with, simply visit www.WesternCapitalVIP.com and you will be on your way to resolving your crisis!

Experience

Past/Present Clients
Fotogenix Corp.
The Trump University Affiliate Program
The Walt Disney University
The Holiday Inn Corporation
www.MyCollector.com
www.MySpace.com/westerncapital
www.WesternCapitalFinancial.com
www.tstndirect.com
www.WesternCapitalCredit.com
www.RobertPaisola.Net
www.RobertPaisola.Com
www.RobertPaisola.Org
CEO, The Success Training Network
The Hilton Hotel Corporation
Investigator: The Franklin Squires Educational Program
REIS: Real Estate Investor Support
www.RESuccessGroup.com
Member: International Association of Investigative Reporters
The James Smith Real Estate Organization
The Impact Trainings Program
VantageScoreFacts.com
Russ Whitney Education Group
Wealth Inteligence Academy
Edutrades Inc.
MIT Money In Training
James Smith, Real Estate Mentoring
Toyota Motor Credit
GMAC Mortgage
Criminon International
Nortel Networks
Chase Bank
GE Capital
IHC Healthcare
Arthur Andersen
ExTerra Credit
US West Dex
Qwest Corporation
Goldman Sachs
E*Trade Bank
Boeing, Inc.
Chase Bank
BayView Financial
Xerox Corporation
Banco Popular
Ralston Purina
Credit Suisse First Boston
NCO Financial Services CIGNA Healthcare Receivables
American Premier Holdings
Prudential Preferred Receivables
US Sales Corporation
OSI Collections
Countrywide Home Loans
Hibernia National Bank
United Way
ViewSonic
Alpha Therapeutic Corp.
Merle Norman Cosmetics
Hobbs Herder Advertising

Over the past few years as I have been able to assist many of you in this and other varous forums, I have been asked over and over about the possibility of hiring me personally to resolve your specific issues.

If your situation is one of crisis - losing a home, serious collection stress, attorney involvement, tax issues, etc, a reduced rate can be provided for direct one-on-one help.

In matters where you have a lot to lose, it may be wise to call our offices at 1-877-517-9555 and ask for Lisa to see if she can set you up as a private client.

Due to my extensive travel schedule, I will not always be able to take all cases, but my goal is to assist as many people as possible.

Most of the time, we get results very quickly and we cut through all the red tape.

Are you the owner or manager of a credit and collections department? Visit www.mycollector.com and spend some time looking around.

You can now have Have Robert Paisola provide on-site training for your collectors and call center employees.

Just Call Western Capital at 1-877-517-9555 for more information or email Robert at trainings@mycollector.com

Finally, If you feel like your life is running in circles and you feel like you have lost all hope, check out Impact Trainings in Utah at www.impacttrainings.com and tell whomever you end up talking with that I personally sent you. I PERSONALLY recommend this program to all of my students, It may be the biggest challenge you ever face...YOU!

UPDATE 7-2006 We are noticing that many of the complaints that you have are against debt collection companies.( Listen to the calls at http://www.WesternCapitalTurnaround.com and you will clearly see that we may be able to assist you.

If you are looking for an attorney to merely churn papers, then I am not the solution. If you are mad as hell and want RESULTS email me now at robert.allexperts@mycollector.com and lets talk. You can also visit http://www.WesternCapitalVIP.com

WOW! I feel like I never get any sleep! YOU ARE MY CAUSE! I LOVE WHAT I DO! But, Sometimes CONFLICT is necessary to PROTECT YOU. JUST GO TO THE SITE AND BE PREPARED TO BE BLOWN AWAY!!!!!!

Also, please take the time to provide your feedback and understand that I WILL ALWAYS REPLY, and take that into consideration when you rate for answering your question QUICKLY!

I have logged in from seminars in India, Germany, Hong Kong, The United Kingdon, China, Japan and all over the world to assist YOU in a timely manner!

Please Visit www.RobertPaisola.com for all of the details!


We are taking this mission very seriously and have received over 2 Million Hits on our site at www.MyCollector.com in the past 90 days.
That shows that YOUR VOICE IS BEING HEARD!

Finally, let me say that I am honored that you are taking the time to read this. We have worked very hard to create CHANGE in the collection industry and we know that you have many choices on this incredible site to submit your questions to, and I am more than happy to assist you! Just Please provide the positive feedback when you receive a reply!

UPDATE- 4-2007 LISTEN TO A LIVE 3 STAGE CALL to ALLIED INTERSTATE AND INTELLIRISK- AS THEY VIOLATE FEDERAL LAW....WITH ROBERT PAISOLA! Robert Paisola wins $30,000 in FDCPA Damages in 45 Minutes! GO TO www.MyWesternCapital.com/news_allied.html NOW! This is a LIVE AUDIO FEED THAT WILL GIVE YOU AN IDEA HOW YOU HAVE TO DEAL WITH COLLECTORS WHO CROSS THE LINE. IF YOU HAVE HAD PROBLEMS LET US KNOW!

UPDATE OCTOBER 2006- NATIONWIDE CREDIT IS NAILED TO THE CROSS BY ROBERT PAISOLA FOR MULTIPLE FDCPA VIOLATIONS- CLASS ACTION LAWSUIT IN PROCESS- MILLIONS TO BE PAID! LISTEN TO THE LIVE CALL AT MYCOLLECTOR.COM

January 2007- Update- It is ESSENTIAL that you understand that ANY question that you ask is NOT being asked to AN ATTORNEY! That is the great benefit of being able to provide you, my readers, with straight forward answers. If you have ANY questions about this Disclaimer... then email us and we will provide you with a formal letter of Clarification from The State Bar Association.. So, If you are happy and understand this.... Ask Away! Also, because of the large volume of mail that I receive from around the world, it may take up to a week to get back to you, PLEASE UNDERSTAND THIS!!! I do seminars and travel all over the world, so Please be kind in your ratings of Timeliness! If you have an emergency, go to www.WesternCapitalVip.com Immediately!

 
   

You are here:  Experts > Business > Corporate Law > Collections Law > collection agency not attempting to collect

Collections Law - collection agency not attempting to collect


Expert: Robert Paisola - 5/12/2006

Question
A collection company has on my credit report that I owe them, but yet the account is 'closed'.  I was originally contacted once back in 2001, but I'm unsure if that was the original financing company or the collection agency.  I have never received one attempt from them to contact me whatsoever.  After seeing this on my report, I initiated contact with them last fall to explain this is my ex-husbands debt because he was court-ordered in 11/2000 to refinance the auto to get my name off the loan.  He did not do this, he returned the vehicle 1/01 without my knowledge until the phone call in approximately June of that year.  I told the person at the collection agency that information and that I had not been contacted regarding this debt.  The person proceeded to tell me that he 'knew' I had been sent letters, which is absolutely false, the only letters that came to my address was addressed to my ex-husband only.  I explained to this person that the company needed to contact my ex-husband, provided them with the address.  He then proceeded to tell me that the letters that were sent to my address were for me.  I explained that my name was not on the address, therefore it is a federal offense for me to open my ex-husbands mail.  Since this conversation, there has been no contact.  I'm wondering what I can do about this to get it removed from my credit report?  Thanks for any advice in advance!

Answer
Hello Rhonda,

First of all, thank you for writing to me.  I am getting ready to do a training in Honolulu next week, so bear with me.

First let me tell you the nature of the Debt Collection Business.  We, as debt collection agencies solicit clients from around the nation to collect their outstanding debts.

We deal with all types of debts, whether they are consumer or commercial.

You have to understand that the accounts now arrive on DVD and we simply IMPORT the DATA into our mainframe collections system.  There are thousands of accounts that arrive daily.

In the past, when an account arrived, a file would be created and there would be a collector that would call you and listen to your situation and come up with a win-win to resolve your issue.

Now, the industry is based upon auto-dialers and 7.00 hour clerks who do nothing more than read from a script on a call center floor. (There are exceptions)

Your issue is simple.  The account was placed with this agency and they sent you five automated letters and tried to call the last phone number that they had on file for you.  Since you were not easily contactable, they probably statused your account as a "SKIP" and put the account on your credit report in hopes that you would call in 5 years and freak out and pay.

THAT IS WHAT HAPPENS.

Regarding the court order, that really has no relevance to the issue at hand, as the creditor must have previously been MADE A PARTY TO THE DIVORCE ACTION and that rarely happens, so basically what the court ordered your husband to do is worthless in the eyes of a collector.

If I were you, I would send all of the data to support your claim to the Credit Bureau.  Send it certified and enclose a copy of this letter that I am writing to you.

I want you to also go to the judge that made the original order and ask him to PROVIDE AN OFFICIAL COURT ORDER TO HAVE THIS ITEM REMOVED FROM YOUR CREDIT REPORT.

Many Judges will do this, as they are sick and tired of having their rulings ignored.

Upon receiving the COURT ORDER, You have won!

This is a process, but I have been able to do it for my personal clients all the time.

Rhonda, thanks for writing and please provide feedback on the site!

Regards,

Robert Paisola
CEO
Western Capital
www.mycollector.com

ABOUT YOUR AUTHOR:

Robert Paisola is driven by a passion for people--motivating them to reach
for the highest standards of success. As founder and president of many
International Corporations, Robert trains sales and marketing
professionals who want to strive to get to the top...and stay there.

His innovative, no-nonsense approach is based on applying what he has
observed in his fifteen-plus years in sales, motivational speaking and
debt collection training, thus revealing the common business habits of the
top 20% of sales performers in all organizations.

Robert's approach works...that's why New York-based Success Magazine has
rated Robert Paisola as one of the top-five most effective sales-training
professional in the market today.

Routinely Distinguished by The National Speakers Forum, Robert is also a
regular contributor to Business Week
Magazine, CNN, CNNFN, XM Satellite Radio, The Wall Street Journal,
Telemundo International, National Public Radio and many other
organizations.

Robert Paisola has quickly become known as a Consumer Advocate who has
dedicated his time and efforts to helping people who have been abused by
debt collection companies around the nation.  He is the national plaintiff
in a CLASS ACTION LAWSUIT against Allied Interstate Collections and their
Parent Company Intellirisk.  Listen to the LIVE AUDIO of the calls at:

www.mywesterncapital.com/news_allied.html

For more information on Robert Paisola's unique training programs, contact
Robert at Western Capital at robert@mycollector.com or at 1-877-517-9555 o
r visit http://www.allexperts.com/displayExpert.asp?Expert=38419 or visit
www.RobertPaisola.com


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