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Follow-Ups to Answer from Expert John Hall

snowbunny wrote at 2008-04-25 17:29:54
The same guy is calling my cell phone and actually lying to me.  He is trying to locate my husband and when I said he had the wrong number, the phone is in my name, he said my husband had contacted him through that number. Then he called me back and asked if I was still "covering" for my husband.  This is some kind of harassment I believe.

pissed in California wrote at 2011-10-25 18:28:05
I am having the same exact issue with them right now, back in 2004 they called me fresh out of high school and gave me a credit card, now nearly 7 years later they are having a "law office" call me stating they are going to garnish my wages.....



BUsllshit if you ask me... if they want "their money" they can come get it.

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John Hall

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Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and 13 of the United States Bankruptcy Code) primarily representing individual debtors with consumer debt or small businesses; Experience has included all aspects of debtor/creditor relations.

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FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.

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