Expert: Robert D. Mouradian - 8/6/2006

Question

how  strategic is credit repair?
how expensive and how long does one ahve to pay for?
is it worht it
one guy sed he lost his house  due to foreclosure and debts and paid 60 $s for 6 monthes and although he owed a lot of debt prior to this , his credit was permanently cleared  with all 3 agencies
is this ture?
or coudl there have been extenuatin cirucmstances?
what could they ahve been or be in any case?
i was around some unsavory carachters and i think they   used my id to order stuff and this ruined my credit
what are the criteria  for addressing this
time limit etc?
how does the  credit repair  distinguish between the  ture id theft victim and the maenuverer woh is merely tryin to get outta paying  up?

what factors and procedures go into  rerpaiing credit and cliaming id theft?
do they ever  just lose the records  or dont get them form whoever they buy the accounts form and then the debtor is home free wen  the debt is challenged and the creditor s cnat produce the debt?
how prevalent is this sceanrio
waht r the 5's of this ahppening


Answer
Hello:

I am licensed to practice law in Michigan. If this is a Michigan matter I think I can help you. I would suggest that we talk by phone. Please contact me for a complimentary phone conference. You can contact me by phone or e-mail. Please remember to provide a phone number if I am not available when you call or if you send a response by e-mail.

If this is not a Michigan matter I would encourage you to immediately contact an attorney in your state regarding this matter.  

I hope this helps.

Robert D. Mouradian
Attorney at Law
http://www.AAAALegalCenter.com
bobm@AAAALegalCenter.com
Office 248 737-3730