You are here:

Collections Law/Questions

SubjectDate AskedExpert
old accounts bought by collection agencies5/14/2006Robert Paisola
  Q: Apparently two collection agencies have recently purchased loans that reached their SOL. They were ...
  A: You my friend may have hit the jackpot. First of all, A CREDIT GRANTOR CAN NOT CHANGE THE DATE OF ...
Collections5/13/2006Robert Paisola
  Q: Can a credit card company or third party that has bought the debt take personal property or put a ...
  A: Aloha Anita, Tonight I am writing you from the Islands of Hawaii where I just finished an event. ...
Judgement Letter5/12/2006John Hall
  Q: My husband was just served a letter from an attrny office in SC collecting a credit card debt. My ...
  A: Under these circumstances it would probably not be a good idea to call the attorney for the ...
collection agency not attempting to collect5/12/2006Robert Paisola
  Q: A collection company has on my credit report that I owe them, but yet the account is 'closed'. I ...
  A: First of all, thank you for writing to me. I am getting ready to do a training in Honolulu next ...
Credit Reporting question!5/12/2006John Hall
  Q: My fiance owes $22,000 in child support arrearage. He is getting the current c/s dropped but the ...
  A: The law that regulates the length of time that credit report entries remain is found in the Fair ...
Credit Reporting question!5/12/2006Kathleen Eads
  Q: My fiance owes $22,000 in child support arrearage. He is getting the current c/s dropped but the ...
  A: Normally, credit bureau entries fall off after 7 years. If the child support reporting was the ...
Credit Reporting question!5/12/2006Robert D. Mouradian
  Q: My fiance owes $22,000 in child support arrearage. He is getting the current c/s dropped but the ...
  A: I am licensed to practice law in Michigan. If this is a Michigan matter I think I can help you. I ...
dealing with Lawyer for collection agency.5/12/2006Robert Paisola
  Q: I am going to court on monday may 15. I filed a memo to opposition within the 72 hrs required. I ...
  A: Kevin, Thanks for writing me again. Ok, lets look at this issue clearly. As a consumer you ...
Medical bill collection5/11/2006Kathleen Eads
  Q: Our credit report shows four medical accounts unpaid. West Asset Management is the coll.agency that ...
  A: Jose, I would send the bills directly to the insurance company to see if you can get them paid. ...
Hi - I live in Iowa. I had...5/11/2006Robert Paisola
  Q: I had an account turned over to a collection agency. I have paid over $310.00 that they dispute. I ...
  A: Good Morning Claudia, Let me first tell you thanks for writing to me. Your situation is a ...
Credit card Arbitration5/11/2006John Hall
  Q: I had a CC with Chase bank with a limit of $300. I stopped using it just shy of the $300 limit ...
  A: Hoogwerf: We spoke on the telephone last week and I was just rollowing up to see if you still ...
Being served through the mail for a credit card summons5/10/2006John Hall
  Q: I have 3 accounts with Capitol One which I had in good standing for a long time but 4 years ago my ...
  A: Ms. Barber: Depending on some facts that you do not state in your question, it may be possible to ...
Ohio Statue of Limitation - Credit Card Debt Collection5/10/2006Robert Paisola
  Q: What is the time limit for a collection company to bring suit in municipal court for a credit card ...
  A: It looks to me like you are dealing with a debt collection agency that has bought OUT OF STATUTE ...
Suit for Medical Bills5/10/2006Robert Paisola
  Q: Sir: I live in Arkansas and received a summons that the collection agency has filed suit for ...
  A: TAMARA, THIS WILL BE FUN. I want you to fax me all of the documents to 408-889-2415. What this ...
Debt Collection after bankruptcy DISMISSAL5/9/2006Robert Paisola
  Q: First of all I must say this site and its links have been quite helpful. However I do have a couple ...
  A: Good Morning Brian, Thanks for taking the time to write to me about your past bankruptcy. I have ...
Time5/9/2006Robert Paisola
  Q: What are the times a bill collector can call in Texas.
  A: Good Morning Annette, Thank you for writing to me! This is a simple question, but I have taken the ...
Car Payments and Collection5/8/2006Kathleen Eads
  Q: I was late 1 payment on my car and the auto loan I have made threats. It was not under my control ...
  A: Diane, To my knowledge, there is no "standard" in the industry for how late you can be. Each ...
Credit report removal5/8/2006Robert Paisola
  Q: How in the world do I get the three major reporting places ....Experion, Transunion, and Equifax to ...
  A: Good Morning Lisa, Thank you for taking the time to write to me to discuss your credit bureau ...
charge-off5/7/2006Robert Paisola
  Q: When I moved in 2002, I xfr'd my TXU electric acct. to my new address(stayed with same util co.). On ...
  A: Good Morning Chris, The key phrase in your story is that they have admitted that they were going ...
arbitration award5/6/2006Robert Paisola
  Q: In 2002 my MBNA credit card was over the limit and I couldn't afford to pay the payments. They ...
  A: Good morning Sharon, This is a complex question to reply to without seeing all of the data. But ...
Levy's on personal checking accts.5/6/2006John Hall
  Q: Can a credit recovery buisness make a levy on my acct. without notifing me first?
  A: It depends on what else has happened. If they alrady have a court judgment, your account can be ...
liability of ex spouse5/6/2006Robert Paisola
  Q: I was divorced in Aug. 2002. When I was divorced my wife was deemed responsible for the credit card ...
  A: Dealing with spousal responsibilities PRIOR to the divorce is pretty cut and dry. Unless the ...
old debts5/5/2006Kathleen Eads
  Q: i have an old debt that has been owed befor 1995 and thought it was a charge off on my credit ...
  A: Lin, Purchasing out of statute debts is very common in the industry and it is COMPLETELY legal. ...
Attorney?5/5/2006Robert Paisola
  Q: Robert - Are you an attorney?
  A: Michael, Thanks for taking the time to write to me. Your question is one of my favorite questions ...
credit card debt5/5/2006John Hall
  Q: My husband and I have created quite a bit of debt. The two of us bring home ~$2200.00/month. Our ...
  A: Nancy - this would be a lot easier to explain in more detail on the telephone. I will not charge ...
credit card collection5/4/2006Robert D. Mouradian
  Q: I have been unable to make my credit card payments and now I am receiving collection calls saying ...
  A: I am licensed to practice law in Michigan. Since this is not a Michigan matter I would encourage ...
International Debt Collection5/4/2006John Hall
  Q: I have a $600 debt with a company based in Munich Germany. I did do business with the company but ...
  A: RElax under these circumstances you don't have a whole lot to worry about. They may or may not ...
Wont accept payment terms5/4/2006Robert Paisola
  Q: I really appreciate how you’ve helped so many people like myself who are in need of legal advice. ...
  A: Good Morning Alex, It looks to me as if you are getting screwed and screwed hard on this one. The ...
International debt collection5/4/2006Robert Paisola
  Q: I have been dealing with a company in Munich Germany that I did business with online. They charged ...
  A: Good Morning Gordon: It is a pleasure to talk with you and I have heard of issues similar to yours ...
FEES5/4/2006Kathleen Eads
  Q: THERE IS AN AGENCY IN GEORGIA THAT IS ADDING 50% ON TOP OF MEDICAL AND OTHER DEBT. IS THIS LEGAL.
  A: Michael, While your question is short and concise, there are so many factors that can contribute ...
Department store5/3/2006Robert Paisola
  Q: I live in Connecticut. I had a Filene's credit card and charged a mattress set in 1995 or 1996 ...
  A: Good News! The statute of limitations has run on this case. The event happened in 1996 and this is ...
Department store5/3/2006John Hall
  Q: I live in Connecticut. I had a Filene's credit card and charged a mattress set in 1995 or 1996 ...
  A: Interesting question. I have an idea how you might resolve this, but it depends on facts that you ...
Advice on collection resolution5/3/2006Robert Paisola
  Q: Paisola, I was a member of a Credit Union in Washington state and moved to Arizona to transfer with ...
  A: Helo Robert, Your issue is very common. The answer to this question depands on if the credit union ...
debt question5/3/2006Kathleen Eads
  Q: About 4 years ago my husband and I became seperated at his choice . He continued to send me the ...
  A: I would suggest him disputing the marks on his credit with all 3 credit bureaus. (www.experian.com, ...
Collection agency suing5/3/2006Robert Paisola
  Q: I currently reside in California and recently I have received a copy of documents that I am being ...
  A: Good Morning Michael, Let me tell you that if you truly have one of the pseudo lawsuit demand ...
unsecured debt and a home owner5/3/2006John Hall
  Q: I am unemployed and currently have very large unsecured debts for credit cards and have stopped ...
  A: could i loose my home? Probably not, but that depends on other facts that you do not state in your ...
Payday loan collection5/2/2006John Hall
  Q: I had contacted you back in March regarding this issue and I wanted to tell you about an update. I ...
  A: Why would the bill collector act like he did? Perhaps it is nothing more than a frustration at your ...
collection law in NY State5/2/2006Robert Paisola
  Q: 6 months ago i received a call from a collector saying we owed 10,000 on that day i made ...
  A: Tracie, What you have done by paying the 500.00 on this account is create a profile of a person who ...
credit card judgement5/1/2006Robert Paisola
  Q: I owed 15,000 on a citibank credit card, debt occured after husband left and filed for divorce in ...
  A: Toni, Ok, I deal with the portfolio management department at Citibank all the time, and with a pay ...
Clarification of SOL on debts4/30/2006John Hall
  Q: First, I would like to thank you and the other experts for providing this service. Your expertise ...
  A: Both the FCRA (pertaining to how long it stays on your credit report) and the SOL are keyed to the ...

Page:  Previous  |  163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172  |  Next

Collections Law

All Answers


Answers by Expert:


Ask Experts

Volunteer


Robert Paisola

Top Expert on this page

Expertise

I wanted to take a moment to talk to our clients and readers around the world.
We are facing a VERY SERIOUS and COMPLEX financial disaster in the United States taking place. I am being overwhelmed by victims of companies such as American Express, Nationwide Credit, Allied Interstate, Unifund, and our company Western Capital.
We have also been getting massive exposure from the international media because of the video that we posted on YOUTUBE where we show our live conversation with AMEX and Nationwide Credit. You can see this video at www.MyWesternCapital.com
The Bottom line is that if you have been abused, buy an MP3 Recorder and email us your outline of whats going on. If we accept you, you will be required to pay 500.00 via PayPal.com to robert@mycollector.com and we will do the same for you as you see in the video. I will only take 5 clients a week, because of my speaking schedule.
Again... If you have been scammed, I will personally assist you. If you are a business owner visit my special message for you at www.westerncapitalturnaround.com and send your specific details also to vip@westerncapitalturnaround.com
To your Success,
Robert Paisola www.RobertPaisola.com 801-619-4700 or 1-877-517-9555


As the CEO of Western Capital MyCollector.com , based in Salt Lake City, Utah, Robert Paisola has been distinguished as a foremost expert in the field of debt collection, credit, creditors rights and collection agency administration. Having appeared on many national news and information programs, Mr. Paisola is the expert the media turns to when a creditor/ debtor issue becomes HOT! Check out the web site at www.mycollector.com for more information. If you have a special situation that you need personal assistance with, simply visit www.WesternCapitalVIP.com and you will be on your way to resolving your crisis!

Experience


Past/Present Clients
Fotogenix Corp.
The Trump University Affiliate Program
The Walt Disney University
The Holiday Inn Corporation
www.MyCollector.com
www.MySpace.com/westerncapital
www.WesternCapitalFinancial.com
www.tstndirect.com
www.WesternCapitalCredit.com
www.RobertPaisola.Net
www.RobertPaisola.Com
www.RobertPaisola.Org
CEO, The Success Training Network
The Hilton Hotel Corporation
Investigator: The Franklin Squires Educational Program
REIS: Real Estate Investor Support
www.RESuccessGroup.com
Member: International Association of Investigative Reporters
The James Smith Real Estate Organization
The Impact Trainings Program
VantageScoreFacts.com
Russ Whitney Education Group
Wealth Inteligence Academy
Edutrades Inc.
MIT Money In Training
James Smith, Real Estate Mentoring
Toyota Motor Credit
GMAC Mortgage
Criminon International
Nortel Networks
Chase Bank
GE Capital
IHC Healthcare
Arthur Andersen
ExTerra Credit
US West Dex
Qwest Corporation
Goldman Sachs
E*Trade Bank
Boeing, Inc.
Chase Bank
BayView Financial
Xerox Corporation
Banco Popular
Ralston Purina
Credit Suisse First Boston
NCO Financial Services CIGNA Healthcare Receivables
American Premier Holdings
Prudential Preferred Receivables
US Sales Corporation
OSI Collections
Countrywide Home Loans
Hibernia National Bank
United Way
ViewSonic
Alpha Therapeutic Corp.
Merle Norman Cosmetics
Hobbs Herder Advertising

Over the past few years as I have been able to assist many of you in this and other varous forums, I have been asked over and over about the possibility of hiring me personally to resolve your specific issues.

If your situation is one of crisis - losing a home, serious collection stress, attorney involvement, tax issues, etc, a reduced rate can be provided for direct one-on-one help.

In matters where you have a lot to lose, it may be wise to call our offices at 1-877-517-9555 and ask for Lisa to see if she can set you up as a private client.

Due to my extensive travel schedule, I will not always be able to take all cases, but my goal is to assist as many people as possible.

Most of the time, we get results very quickly and we cut through all the red tape.

Are you the owner or manager of a credit and collections department? Visit www.mycollector.com and spend some time looking around.

You can now have Have Robert Paisola provide on-site training for your collectors and call center employees.

Just Call Western Capital at 1-877-517-9555 for more information or email Robert at trainings@mycollector.com

Finally, If you feel like your life is running in circles and you feel like you have lost all hope, check out Impact Trainings in Utah at www.impacttrainings.com and tell whomever you end up talking with that I personally sent you. I PERSONALLY recommend this program to all of my students, It may be the biggest challenge you ever face...YOU!

UPDATE 7-2006 We are noticing that many of the complaints that you have are against debt collection companies.( Listen to the calls at http://www.WesternCapitalTurnaround.com and you will clearly see that we may be able to assist you.

If you are looking for an attorney to merely churn papers, then I am not the solution. If you are mad as hell and want RESULTS email me now at robert.allexperts@mycollector.com and lets talk. You can also visit http://www.WesternCapitalVIP.com

WOW! I feel like I never get any sleep! YOU ARE MY CAUSE! I LOVE WHAT I DO! But, Sometimes CONFLICT is necessary to PROTECT YOU. JUST GO TO THE SITE AND BE PREPARED TO BE BLOWN AWAY!!!!!!

Also, please take the time to provide your feedback and understand that I WILL ALWAYS REPLY, and take that into consideration when you rate for answering your question QUICKLY!

I have logged in from seminars in India, Germany, Hong Kong, The United Kingdon, China, Japan and all over the world to assist YOU in a timely manner!

Please Visit www.RobertPaisola.com for all of the details!


We are taking this mission very seriously and have received over 2 Million Hits on our site at www.MyCollector.com in the past 90 days.
That shows that YOUR VOICE IS BEING HEARD!

Finally, let me say that I am honored that you are taking the time to read this. We have worked very hard to create CHANGE in the collection industry and we know that you have many choices on this incredible site to submit your questions to, and I am more than happy to assist you! Just Please provide the positive feedback when you receive a reply!

UPDATE- 4-2007 LISTEN TO A LIVE 3 STAGE CALL to ALLIED INTERSTATE AND INTELLIRISK- AS THEY VIOLATE FEDERAL LAW....WITH ROBERT PAISOLA! Robert Paisola wins $30,000 in FDCPA Damages in 45 Minutes! GO TO www.MyWesternCapital.com/news_allied.html NOW! This is a LIVE AUDIO FEED THAT WILL GIVE YOU AN IDEA HOW YOU HAVE TO DEAL WITH COLLECTORS WHO CROSS THE LINE. IF YOU HAVE HAD PROBLEMS LET US KNOW!

UPDATE OCTOBER 2006- NATIONWIDE CREDIT IS NAILED TO THE CROSS BY ROBERT PAISOLA FOR MULTIPLE FDCPA VIOLATIONS- CLASS ACTION LAWSUIT IN PROCESS- MILLIONS TO BE PAID! LISTEN TO THE LIVE CALL AT MYCOLLECTOR.COM

January 2007- Update- It is ESSENTIAL that you understand that ANY question that you ask is NOT being asked to AN ATTORNEY! That is the great benefit of being able to provide you, my readers, with straight forward answers. If you have ANY questions about this Disclaimer... then email us and we will provide you with a formal letter of Clarification from The State Bar Association.. So, If you are happy and understand this.... Ask Away! Also, because of the large volume of mail that I receive from around the world, it may take up to a week to get back to you, PLEASE UNDERSTAND THIS!!! I do seminars and travel all over the world, so Please be kind in your ratings of Timeliness! If you have an emergency, go to www.WesternCapitalVip.com Immediately!

©2012 About.com, a part of The New York Times Company. All rights reserved.