About John Hall Expertise Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of
experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and
13 of the United States Bankruptcy Code) primarily representing individual
debtors with consumer debt or small businesses; Experience has included all
aspects of debtor/creditor relations.
Experience FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
Collections Law - Being served through the mail for a credit card summons
Expert: John Hall - 5/10/2006
Question I have 3 accounts with Capitol One which I had in good standing for a long time but 4 years ago my oldest son got cancer I did everything I could to help him and spent 2 years trying going to Maine and back any time he needed me ,I maxed out my limits and when he died in 2002 I just gave up, I do not want to have a judgement against me but I do not know what to do about it? Any suggestions
Answer Ms. Barber: Depending on some facts that you do not state in your question, it may be possible to avoid getting a court judgment against you without haivng to pay or settle with the creditors or their attorneys. Call me if you like. I will not charge you just to talk on the phone. My cell phone number is 661 492-2673