About John Hall Expertise Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of
experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and
13 of the United States Bankruptcy Code) primarily representing individual
debtors with consumer debt or small businesses; Experience has included all
aspects of debtor/creditor relations.
Experience FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
Question I am unemployed and currently have very large unsecured debts for credit cards and have stopped making payments. I am a homeowner with my mortgage payments current and have a car with current note. It is not my intent to loose my house or car, but due to multiple factors I am not able to meet all obligations to other creditors. could i loose my home? would i have a chance to settle before my home was a target?
Answer could i loose my home? Probably not, but that depends on other facts that you do not state in your question such as the amount of equity you have in the property, what state you live in, what exemptions are available, what type of bankruptcy you file, etc.would i have a chance to settle before my home was a target?If you get sued, you will know it before you have a court judgment placed against you. However, if they already have a judgment against you, then the execution on that judgment would happen without prior notice. This would be a lot easier to talk about on the telephone and I will not charge you just to talk on the phone. Call me on my cell phone if you like. 661 492-2673
