About John Hall Expertise Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of
experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and
13 of the United States Bankruptcy Code) primarily representing individual
debtors with consumer debt or small businesses; Experience has included all
aspects of debtor/creditor relations.
Experience FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is called an automatic stay) to stop all bill collection efforts, including lawsuits that are pending or ongoing. Bankruptcy is a legitimate way to meet your problems with debt head-on. The bankruptcy law is designed to give you a second chance to make a new start without the psychological and financial burden of pressing debts that you are unable to pay. Depending on what state you live in and what your assets are, it is very unlikely that you are going to have to lose anything if you file for bankruptcy, and this is something that you can do immediately without having to pay the $500 to $1,500 attorney fees that most attorneys charge. Also, you might be surprised that you can file for bankruptcy and that it will not have the devastating effect on your credit that most bill collectors describe. Life is too short to have all this anxiety over losing your car through repossession, getting evicted from your home, or losing your home through foreclosure. Bankruptcy law was designed to give you a second chance. I will not charge you just to talk on the phone. Call me at 432 853-5711, or send me an email at j_h14@hotmail.com with your telephone number, and I will call you back.
Question I am in the state of Nevada, Las Vegas. I had an apartment with my cousin from Sept. 11th 2004 until Nov 15th 2005 which ended in an eviction. I was not in the apartment for the months of Sept, Oct, or Nov of 2005 because I was pregnant and did not want to be around smoking or drinking of any kind. So I moved into my parents’ house. Unfortunately my name was still on the lease agreement, and the lease ended in an eviction. I have signed documents that my cousin will pay me for all the eviction costs; lawyer, amount from apartment complex, and any other fees. The collection agency got a hold of me and made me sign papers stating I need to pay them so much every month. They never tried to contact my cousin about the problem. I do not have a job so the money is actually coming from my boyfriend. So he has paid out maybe 400.00 to them, and recently I have not paid them and they sent me a letter stating they are suing me for the full amount, which it shouldn’t be since we forked out 400 bucks to them. I am wondering if I should take my cousin to small claims court, for the amount of all the cost, and then go to court with the collection agency. I really don’t know what to do. If you could lead me in the right direction or help me out some way I would greatly appreciate it. Thanks for your time and take care.
Answer This is not going to be a major problem.
Don't pay them anything more.
Call me this weekend and we can discuss your options further. I will not charge you just to talk on the phone. Call me on my cell 661 492-2673 Therer are just a couple of facts that are important in detrmining what you should do that are not apparent from your questin. If we talk on the phone briefly, I suspect taht you will be in abetter position to make an informed decision as to what you should do, for the good of both you and your cousin.
