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About David Disraeli
(Top Expert on this page)

Expertise
I can answer questions about the financial aid process and the formulas used by the Department of Education in determining who qualifies for funding. I can also help people qualify for more funding by making strategic decisions to avoid being penalized for having "countable" assets. I cannot answer questions about scholarships.

Experience
23 years financial, estate, investments, insurance

Publications
http://www.debtfreegraduate.net

Education/Credentials
Certified Financial Planner

   

You are here:  Experts > Education > Financial Aid/Scholarships > College Financial Aid Info

SubjectDate AskedExpert

perkins loan10/2/2009David Disraeli
  Q: when i had attended college i had received the perkin's loan. my plan was to finish college but i ...
  A: I don't know much about loans. I am more of a financial aid consultant in terms of getting aid to ...
self-employment9/24/2009David Disraeli
  Q: My husband and I are both self-employed (same business)and combined income is less than $100,000. ...
  A: The FASFA asks for Adjusted gross income which for self employed people is lower because you can ...
FASFA dependency9/18/2009David Disraeli
  Q: My situation is a long and complicated one, but I have no where else to turn. I took out a SallieMae ...
  A: As you have found, FASFA is a complex world and there is no way to really help you via email. ...
Stepparents9/16/2009David Disraeli
  Q: I am Eric Broker and I am a Junior in High School. Paying for college and being elligible for ...
  A: Unfair is the best word for it. It is not based on what you receive from your parents (including ...
Financial Aid9/15/2009David Disraeli
  Q: This may be just the same thing you hear every day but I have an odd situation. I got pel the last ...
  A: I think you are in a tough spot. I think you will have to work and go to school at the same time, ...
Financial Aid9/15/2009David Disraeli
  Q: This may be just the same thing you hear every day but I have an odd situation. I got pel the last ...
  A: Couple of questions: What do you need the money for if tuition is so cheap? What exactly have the ...
financial aid with a defaulted loan9/13/2009David Disraeli
  Q: i was wondering if i can still qualify for aid/grants or possibly a loan to go back to school? i ...
  A: I don't honestly know, but I doubt it. It shouldn't however affect your ability to get grant ...
Federal Money for Adopted Children9/8/2009David Disraeli
  Q: This question may be a frequently asked one, but looking around on google is just a pain. My ...
  A: Like I said, he cannot claim independent status unless he meets the criteria. He could get married ...
Federal Money for Adopted Children9/7/2009David Disraeli
  Q: This question may be a frequently asked one, but looking around on google is just a pain. My ...
  A: Hope you're having a nice weekend. OK here is how it works. He has to apply by filing the "FASFA"" ...
Federal and State Grants9/6/2009David Disraeli
  Q: I had heard that parents should NOT claim their children when they are in college or even better ...
  A: No this is not the case. The gov't has wised up concerning kids who try to claim "independent" ...
Under 24-years old with Bachelor's Degree going for another Bachelor's Degree:8/30/2009David Disraeli
  Q: I am 23-years old (will turn 24 next August) and already have a B.S. in Entertainment Business from ...
  A: First off residency is only an issue with respect to in-state tuition. You're well beyond those ...
Financial Aid8/25/2009David Disraeli
  Q: I will be graduating highschool soon and I was wondering is it still possible for me to receive ...
  A: Well the answer is yes. You can get aid no matter what your grades are. It won't help of course ...
Off-campus job for international student8/24/2009David Disraeli
  Q: I am an international student at local community college. I've attended 2 semester and going on 3rd. ...
  A: I don't know what is available for international students. Sorry. You can always ask the financial ...
Financial Aid and Fafsa8/22/2009David Disraeli
  Q: I'm in the process of trying to go back to school after several years and am now filling out the ...
  A: I have good news. You won't get penalized for your income so not being able to deduct those ...
financial aid for college grad8/20/2009David Disraeli
  Q: My son graduated college May 09 with a bachelor's degree. he is now entering a police academy ...
  A: Financial aid is normally only available for undergrad. Wish I had better news. As for what the ...
Financial aid for unemployed8/17/2009David Disraeli
  Q: I am working only nine hours a week now compared to working forty hours a week last month. I do go ...
  A: First off, financial aid is based on the prior year's income. You can make a case for a sudden drop ...
Student Loans8/14/2009David Disraeli
  Q: I am a mother of 2 boys. Older one is 27 and starting his 3rd year in Osteopathic Medicine in NY. I ...
  A: He needs to contact the financial aid office at his school, explain his situation, then file the ...
Student Loans8/13/2009David Disraeli
  Q: I am a mother of 2 boys. Older one is 27 and starting his 3rd year in Osteopathic Medicine in NY. I ...
  A: Your son would be considered "independent" meaning only his income/assets count because he is over ...
Fafsa and home ownership8/13/2009David Disraeli
  Q: I live in Europe for work and only spend a month or two stateside each year. This means that I own ...
  A: You are correct Michael - this is complicated. I honestly don't know when a "residence" would no ...
Scholarship Scams8/13/2009David Disraeli
  Q: Where do you get scholarshis and how do you know which scholarship websites are legitimate? Do you ...
  A: www.fastweb.com and www.collegedata.com are two best sites I have ever seen. I don't know about ...
MOVING7/26/2009David Disraeli
  Q: i GOT FINANCIAL AID FOR MY DAUGHTER BUT I AM SELLING MY HOUSE AND WILL HAVE MONEY BUT PLAN TO BUY A ...
  A: first I apologize for not answering sooner. I was just notified today, the 2nd of August of your ...
Financial Aid7/22/2009David Disraeli
  Q: I am 27 yrs old, married with two kids. I was laid off 2 months ago and my unemployment has run ...
  A: I'm afraid you can't get living expenses without going into debt. In any event you'll have to file ...
students loan7/16/2009David Disraeli
  Q: I have recently become unemployed. I have been an elementary education and school librarian. My most ...
  A: Yes there is money for a masters. It may not cover all your living expenses. I'd had to see you go ...
I really want to go back to school...7/10/2009David Disraeli
  Q: My current situation, might be like a lot of people that are a lot older than myself. I am going to ...
  A: Well Dan you don't ask easy questions do you!? You've mentioned a number of issues. You won't be ...
receiving financial aid4/24/2009Tim G
  Q: I'm 20 years old and have lived on my own since I was 17. I have never lived with my parents. My ...
  A: Ask the school to make a professional judgment on your status (usually a committee). Ask them to ...
loan filing4/24/2009Tim G
  Q: I applied for Sallie Mae loans before attending a school, then after I had started the courses, the ...
  A: Yes, they can charge you. don't worry though. Fill out the fafsa http://www.fafsa.ed.gov/ . The ...
college money4/20/2009Tim G
  Q: I was adopted from Haiti when I was ten, I am now 18 and a senior at Hayesville High School. I will ...
  A: http://www.fafsa.ed.gov/FOTWWebApp/complete013.jsp ...
college financial aid4/15/2009Tim G
  Q: once I had applied the financial aid, how long I could received the MONEY??
  A: Usually, once the school confirms you are attending your classes you could receive the money within ...
Funding College4/13/2009Tim G
  Q: I remarried last July and we claimed my 21 yr old daughter on our joint return. She would have been ...
  A: From what you have written, you may need to provide all financial info. Use the worksheets below ...
financial aid/marriage4/11/2009Tim G
  Q: I'm 20 years old and have claimed myself as a dependent for the 2009/2010 school year. I am engaged ...
  A: These are your questions, which I did answer... 1. If I decide to get married later on will it mess ...
drug felon4/11/2009Tim G
  Q: I am in the process of being convicted of a drug felony. I recieved the charge when i was not ...
  A: I made this public due to it is very useful info for others in your situation. If you are denied ...
Scholarships4/4/2009Tim G
  Q: I'm adopted with in the family,I'm Mexican,and a U.S. citizen
  A: https://studentaid2.ed.gov/getmoney/scholarship/scholarship_search_select.asp?13817/ click on ...
fafsa4/1/2009Tim G
  Q: I have a question about the fafsa, I am 20 years old, I am not married nor in the military, I have ...
  A: Doing the paperwork to change your status from dependent to independent is all you need to do. Once ...
College financial aid3/29/2009Tim G
  Q: If my son and his girlfriend, both are 18 years old, get married after their senior year of high ...
  A: If they are married at the time they fill out the FAFSA (http://www.fafsa.ed.gov) they have to list ...
Money For School3/11/2008Trish Smith
  Q: Im going to go to a community college. Is there any way I can get money for books and things? Also ...
  A: You are absolutely eligible to get money for books and other school-related items. And you can still ...
Scholarship for adopted kids3/8/2008Trish Smith
  Q: We have 4 adopted kids, sibling group, through Mn waiting child program. Are there any scholarship ...
  A: There are many different scholarships that your children can apply to. You can read about the ...
Sallie Mae3/7/2008Trish Smith
  Q: My situation regarding Sallie Mae is this: I recently took out a loan with SM through a flight ...
  A: I'm sorry to hear about this messy situation. You really are not at fault for how Sallie Mae is ...
Financial help, mature, single mom to attend school full-time2/25/2008Trish Smith
  Q: I'm a 47 y/o African American, single mom of a 4 y/o and a disabled adult child. I lost my job of ...
  A: You have to search the grant sites I listed above for any grants that may apply to you. These types ...
Law School: Ind vs Dep2/24/2008Trish Smith
  Q: I am 22 and I will be attending law school for the 2008-2009 school year. I started filling out the ...
  A: Here are the qualifications of being considered independent: If a student can answer YES to at ...
Financial aid for graduate education2/24/2008Trish Smith
  Q: Could you please explain me in general, what my tuition would depend on if I accepted in graduate ...
  A: I can't tell you how much your tuition would be because all graduate school programs are different. ...

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