Expert: David Disraeli - 7/16/2009

Question
I have recently become unemployed. I have been an elementary education and school librarian. My most recent job the principal decided to not rehire me and hire someone else. I have been completing applications for the
last 3 months and heard nothing. Three interviews and not heard a thing. I have a masters plus. I am very interested
in working on Master in Library Science to be able to work
in a University library, public or specialty. Is there is government money available for this. I am 52 years old and
now unemployemnts with all the other millions of people and can't  believe I cannot find teaching job in my area.

Answer
Yes there is money for a masters.  It may not cover all your living expenses.  I'd had to see you go into debt with a "plus loan".  

Sounds like there may be a discrimination issue if they sought a younger librarian - just a thought.  It would be sad if it were true.  Let me know if you want to pursue that. Here is my advice.  Apply to a masters program, get with their financial aid office and apply while you are unemployed.  They may use your last year's income instead of your current income but I can suggest ways around that.  If you get accepted you will certainly qualify for some aid.  It is a question of how much.  

Let me what else I can help you with and how you make out.

David Disraeli, CFP
david@lifepln.com