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About David Disraeli
(Top Expert on this page)

Expertise
I can answer questions about the financial aid process and the formulas used by the Department of Education in determining who qualifies for funding. I can also help people qualify for more funding by making strategic decisions to avoid being penalized for having "countable" assets. I cannot answer questions about scholarships.

Experience
23 years financial, estate, investments, insurance

Publications
http://www.debtfreegraduate.net

Education/Credentials
Certified Financial Planner

   

You are here:  Experts > Education > Financial Aid/Scholarships > College Financial Aid Info

Questions Answered By Expert  David Disraeli 
In Category  College Financial Aid Info

SubjectDate Asked

perkins loan10/2/2009
  Q: when i had attended college i had received the perkin's loan. my plan was to finish college but i ...
  A: I don't know much about loans. I am more of a financial aid consultant in terms of getting aid to ...
self-employment9/24/2009
  Q: My husband and I are both self-employed (same business)and combined income is less than $100,000. ...
  A: The FASFA asks for Adjusted gross income which for self employed people is lower because you can ...
FASFA dependency9/18/2009
  Q: My situation is a long and complicated one, but I have no where else to turn. I took out a SallieMae ...
  A: As you have found, FASFA is a complex world and there is no way to really help you via email. ...
Stepparents9/16/2009
  Q: I am Eric Broker and I am a Junior in High School. Paying for college and being elligible for ...
  A: Unfair is the best word for it. It is not based on what you receive from your parents (including ...
Financial Aid9/15/2009
  Q: This may be just the same thing you hear every day but I have an odd situation. I got pel the last ...
  A: I think you are in a tough spot. I think you will have to work and go to school at the same time, ...
Financial Aid9/15/2009
  Q: This may be just the same thing you hear every day but I have an odd situation. I got pel the last ...
  A: Couple of questions: What do you need the money for if tuition is so cheap? What exactly have the ...
financial aid with a defaulted loan9/13/2009
  Q: i was wondering if i can still qualify for aid/grants or possibly a loan to go back to school? i ...
  A: I don't honestly know, but I doubt it. It shouldn't however affect your ability to get grant ...
Federal Money for Adopted Children9/8/2009
  Q: This question may be a frequently asked one, but looking around on google is just a pain. My ...
  A: Like I said, he cannot claim independent status unless he meets the criteria. He could get married ...
Federal Money for Adopted Children9/7/2009
  Q: This question may be a frequently asked one, but looking around on google is just a pain. My ...
  A: Hope you're having a nice weekend. OK here is how it works. He has to apply by filing the "FASFA"" ...
Federal and State Grants9/6/2009
  Q: I had heard that parents should NOT claim their children when they are in college or even better ...
  A: No this is not the case. The gov't has wised up concerning kids who try to claim "independent" ...
Under 24-years old with Bachelor's Degree going for another Bachelor's Degree:8/30/2009
  Q: I am 23-years old (will turn 24 next August) and already have a B.S. in Entertainment Business from ...
  A: First off residency is only an issue with respect to in-state tuition. You're well beyond those ...
Financial Aid8/25/2009
  Q: I will be graduating highschool soon and I was wondering is it still possible for me to receive ...
  A: Well the answer is yes. You can get aid no matter what your grades are. It won't help of course ...
Off-campus job for international student8/24/2009
  Q: I am an international student at local community college. I've attended 2 semester and going on 3rd. ...
  A: I don't know what is available for international students. Sorry. You can always ask the financial ...
Financial Aid and Fafsa8/22/2009
  Q: I'm in the process of trying to go back to school after several years and am now filling out the ...
  A: I have good news. You won't get penalized for your income so not being able to deduct those ...
financial aid for college grad8/20/2009
  Q: My son graduated college May 09 with a bachelor's degree. he is now entering a police academy ...
  A: Financial aid is normally only available for undergrad. Wish I had better news. As for what the ...
Financial aid for unemployed8/17/2009
  Q: I am working only nine hours a week now compared to working forty hours a week last month. I do go ...
  A: First off, financial aid is based on the prior year's income. You can make a case for a sudden drop ...
Student Loans8/14/2009
  Q: I am a mother of 2 boys. Older one is 27 and starting his 3rd year in Osteopathic Medicine in NY. I ...
  A: He needs to contact the financial aid office at his school, explain his situation, then file the ...
Student Loans8/13/2009
  Q: I am a mother of 2 boys. Older one is 27 and starting his 3rd year in Osteopathic Medicine in NY. I ...
  A: Your son would be considered "independent" meaning only his income/assets count because he is over ...
Fafsa and home ownership8/13/2009
  Q: I live in Europe for work and only spend a month or two stateside each year. This means that I own ...
  A: You are correct Michael - this is complicated. I honestly don't know when a "residence" would no ...
Scholarship Scams8/13/2009
  Q: Where do you get scholarshis and how do you know which scholarship websites are legitimate? Do you ...
  A: www.fastweb.com and www.collegedata.com are two best sites I have ever seen. I don't know about ...
MOVING7/26/2009
  Q: i GOT FINANCIAL AID FOR MY DAUGHTER BUT I AM SELLING MY HOUSE AND WILL HAVE MONEY BUT PLAN TO BUY A ...
  A: first I apologize for not answering sooner. I was just notified today, the 2nd of August of your ...
Financial Aid7/22/2009
  Q: I am 27 yrs old, married with two kids. I was laid off 2 months ago and my unemployment has run ...
  A: I'm afraid you can't get living expenses without going into debt. In any event you'll have to file ...
students loan7/16/2009
  Q: I have recently become unemployed. I have been an elementary education and school librarian. My most ...
  A: Yes there is money for a masters. It may not cover all your living expenses. I'd had to see you go ...
I really want to go back to school...7/10/2009
  Q: My current situation, might be like a lot of people that are a lot older than myself. I am going to ...
  A: Well Dan you don't ask easy questions do you!? You've mentioned a number of issues. You won't be ...

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