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College Financial Aid Info/Questions Answered by Expert David Disraeli
| Subject | Date Asked |
| perkins loan | 10/2/2009 |
| Q: when i had attended college i had received the perkin's loan. my plan was to finish college but i ... A: I don't know much about loans. I am more of a financial aid consultant in terms of getting aid to ... | |
| self-employment | 9/24/2009 |
| Q: My husband and I are both self-employed (same business)and combined income is less than $100,000. ... A: The FASFA asks for Adjusted gross income which for self employed people is lower because you can ... | |
| FASFA dependency | 9/18/2009 |
| Q: My situation is a long and complicated one, but I have no where else to turn. I took out a SallieMae ... A: As you have found, FASFA is a complex world and there is no way to really help you via email. ... | |
| Stepparents | 9/16/2009 |
| Q: I am Eric Broker and I am a Junior in High School. Paying for college and being elligible for ... A: Unfair is the best word for it. It is not based on what you receive from your parents (including ... | |
| Financial Aid | 9/15/2009 |
| Q: This may be just the same thing you hear every day but I have an odd situation. I got pel the last ... A: I think you are in a tough spot. I think you will have to work and go to school at the same time, ... | |
| Financial Aid | 9/15/2009 |
| Q: This may be just the same thing you hear every day but I have an odd situation. I got pel the last ... A: Couple of questions: What do you need the money for if tuition is so cheap? What exactly have the ... | |
| financial aid with a defaulted loan | 9/13/2009 |
| Q: i was wondering if i can still qualify for aid/grants or possibly a loan to go back to school? i ... A: I don't honestly know, but I doubt it. It shouldn't however affect your ability to get grant ... | |
| Federal Money for Adopted Children | 9/8/2009 |
| Q: This question may be a frequently asked one, but looking around on google is just a pain. My ... A: Like I said, he cannot claim independent status unless he meets the criteria. He could get married ... | |
| Federal Money for Adopted Children | 9/7/2009 |
| Q: This question may be a frequently asked one, but looking around on google is just a pain. My ... A: Hope you're having a nice weekend. OK here is how it works. He has to apply by filing the "FASFA"" ... | |
| Federal and State Grants | 9/6/2009 |
| Q: I had heard that parents should NOT claim their children when they are in college or even better ... A: No this is not the case. The gov't has wised up concerning kids who try to claim "independent" ... | |
| Under 24-years old with Bachelor's Degree going for another Bachelor's Degree: | 8/30/2009 |
| Q: I am 23-years old (will turn 24 next August) and already have a B.S. in Entertainment Business from ... A: First off residency is only an issue with respect to in-state tuition. You're well beyond those ... | |
| Financial Aid | 8/25/2009 |
| Q: I will be graduating highschool soon and I was wondering is it still possible for me to receive ... A: Well the answer is yes. You can get aid no matter what your grades are. It won't help of course ... | |
| Off-campus job for international student | 8/24/2009 |
| Q: I am an international student at local community college. I've attended 2 semester and going on 3rd. ... A: I don't know what is available for international students. Sorry. You can always ask the financial ... | |
| Financial Aid and Fafsa | 8/22/2009 |
| Q: I'm in the process of trying to go back to school after several years and am now filling out the ... A: I have good news. You won't get penalized for your income so not being able to deduct those ... | |
| financial aid for college grad | 8/20/2009 |
| Q: My son graduated college May 09 with a bachelor's degree. he is now entering a police academy ... A: Financial aid is normally only available for undergrad. Wish I had better news. As for what the ... | |
| Financial aid for unemployed | 8/17/2009 |
| Q: I am working only nine hours a week now compared to working forty hours a week last month. I do go ... A: First off, financial aid is based on the prior year's income. You can make a case for a sudden drop ... | |
| Student Loans | 8/14/2009 |
| Q: I am a mother of 2 boys. Older one is 27 and starting his 3rd year in Osteopathic Medicine in NY. I ... A: He needs to contact the financial aid office at his school, explain his situation, then file the ... | |
| Student Loans | 8/13/2009 |
| Q: I am a mother of 2 boys. Older one is 27 and starting his 3rd year in Osteopathic Medicine in NY. I ... A: Your son would be considered "independent" meaning only his income/assets count because he is over ... | |
| Fafsa and home ownership | 8/13/2009 |
| Q: I live in Europe for work and only spend a month or two stateside each year. This means that I own ... A: You are correct Michael - this is complicated. I honestly don't know when a "residence" would no ... | |
| Scholarship Scams | 8/13/2009 |
| Q: Where do you get scholarshis and how do you know which scholarship websites are legitimate? Do you ... A: www.fastweb.com and www.collegedata.com are two best sites I have ever seen. I don't know about ... | |
| MOVING | 7/26/2009 |
| Q: i GOT FINANCIAL AID FOR MY DAUGHTER BUT I AM SELLING MY HOUSE AND WILL HAVE MONEY BUT PLAN TO BUY A ... A: first I apologize for not answering sooner. I was just notified today, the 2nd of August of your ... | |
| Financial Aid | 7/22/2009 |
| Q: I am 27 yrs old, married with two kids. I was laid off 2 months ago and my unemployment has run ... A: I'm afraid you can't get living expenses without going into debt. In any event you'll have to file ... | |
| students loan | 7/16/2009 |
| Q: I have recently become unemployed. I have been an elementary education and school librarian. My most ... A: Yes there is money for a masters. It may not cover all your living expenses. I'd had to see you go ... | |
| I really want to go back to school... | 7/10/2009 |
| Q: My current situation, might be like a lot of people that are a lot older than myself. I am going to ... A: Well Dan you don't ask easy questions do you!? You've mentioned a number of issues. You won't be ... | |
David Disraeli
Top Expert on this page
Expertise
I can answer questions about the financial aid process and the formulas used by the Department of Education in determining who qualifies for funding. I can also help people qualify for more funding by making strategic decisions to avoid being penalized for having "countable" assets. I cannot answer questions about scholarships.
Experience
23 years financial, estate, investments, insurance
Publications
http://www.debtfreegraduate.net
Education/Credentials
Certified Financial Planner
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