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Consumer Rights/Questions Answered by Expert Rob Painter
| Subject | Date Asked |
| payday loans | 5/31/2012 |
| Q: I borrowed $2500 KNOW THEY SAY I OWE 12,0000 what is this all about. A: By a guess, I bet you borrowed from an Indian nation in ND. They advertise the money is expensive. ... | |
| Rudely treated and assaulted at a restaurant | 2/20/2012 |
| Q: I came here to this restaurant expecting a great night before our winter formal dance (just remember ... A: I am sorry you had a bad experience, I am not a lawyer, but have had enough life experiences at the ... | |
| billing for services not rendered | 12/28/2011 |
| Q: Have security system contract for 3 yrs, 21 months complete, house fire 12/9/2010, notified them for ... A: Yes, it is a real problem with these big companies in which you go nowhere talking to a supervisor ... | |
| car title | 11/18/2011 |
| Q: Mr. Painter, i hope you can give me some feedback on this. my husband bought a car from a used car ... A: I wonder how you kept the car registered for 10 years without the title. This sounds like a tote-a- ... | |
| Breakers Electronics. | 11/3/2011 |
| Q: I went to an electronic store to get a price for a vehicle stereo and installation. I was quoted for ... A: Gives you the impression this is not their first rodeo with their airtight contract. Did you have a ... | |
| billing for services not rendered | 10/8/2011 |
| Q: Have security system contract for 3 yrs, 21 months complete, house fire 12/9/2010, notified them for ... A: My first thought is ADT, but maybe not. All these large firms such as Direct TV, ADT, ATT, and so ... | |
| they will let you die for the money | 10/6/2011 |
| Q: i am a disabled mother living on small disability and child support my health is bad i am bedriddon ... A: Believe it or not, I am in the same physical shape as you. I have 11 herniated discs in my spine. 2 ... | |
| boat bought from prvate seller | 8/11/2011 |
| Q: Found boat on craigslist 2 to 2 1/2 weeks ago. Met with seller, he implied boat worked fine, even ... A: The term Caveat Emptor (buyer beware) comes to mind. Implied verbally means nothing. You did not say ... | |
| payday loans | 7/30/2011 |
| Q: I went to a payday loan place and received a loan but some issues arrised to where I couldn't pay on ... A: Pay day loans are very expensive, but when you need the money, you don't look at the deal you made ... | |
| eating in the store | 6/29/2011 |
| Q: Rob Painter My friend and I were eating a loaf of bread at the store, we fully intended to pay for ... A: Well, don't know the legality because there is no way I know what you would be charged with as it ... | |
| Phone scam/ social security # | 3/16/2011 |
| Q: I was involved in a cell phone scam which involved my social security #. My SSN was compromised when ... A: Identity theft is a major problem. I know of no easy way to get a new SS short of an act of ... | |
| title on car | 3/6/2011 |
| Q: my nephew is going to buy a car of his grandpa and wants to know if the grandpa can come take the ... A: Evidently Grandpa has confidence enough that he will be paid by signing the title over. Grandpa is ... | |
| payday loan | 2/23/2011 |
| Q: I live in Maryland and yesterday I received a call from a number in hammil, ca. The person, who was ... A: I am not an attorney and do not give legal advice. If this is not you and someone stole your ... | |
| auto insurance claim | 11/22/2010 |
| Q: My wife's truck was hit buy a drunk while she was at work.Underneath the back tail light there was a ... A: The bad news is that the insurance company is not responsible for repair of pre-existing damage. ... | |
| need advice can u help | 9/5/2010 |
| Q: recently i brought my car into bmw dealer to get free diagnosis of my car for subframe being torn ... A: Sounds like my luck. I work in the court system and have found such dates are firm. We call them ... | |
| ATV refund rights | 7/14/2010 |
| Q: Bought 2 Lifan off brand ATVs on July 2....on July 6th, both units quit working....one was starter ... A: Please note I am not an attorney, but have been in the retail arena with vehicles, products ... | |
| truck purchase | 4/14/2010 |
| Q: I paid this private seller a cashiers check and they will not give me the title or anything in ... A: I am not sure why you are asking me for an answer on this, but I will tell you that you have gotten ... | |
| car broke into | 10/26/2009 |
| Q: My care was broke into were the radio (not stock radio) and a radar detector were stolen. The ... A: Although I do not know your specific policy language, I can give you a general answer. They will ... | |
| Auto Theft Claim | 7/23/2009 |
| Q: I reported my truck stolen over two months ago and the insurance company never settled, I got a call ... A: No you have no say if it will be fixed or totaled. It is up to the insurance company. Before picking ... | |
| New Car severley damamged | 7/23/2009 |
| Q: My wife's 2008 Honda Accord was severely rear ended as it was parked in front of her place of ... A: Most carriers offer a lifetime guaranty on the repair from a preferred shop. The way it works is ... | |
| adjuster says my car is totaled | 6/18/2009 |
| Q: I was the unfortunate victim of someone running a red light yesterday. My adjuster from Gieco ... A: Chances of fighting it are very slim. They are the ones with the checkbook. They don't want to live ... | |
| ? on what would be covered | 4/13/2009 |
| Q: I was in a car accident, not my fault and I acquired $3200 in medical bills. the other insurance ... A: That's not your problem that the insurance company will pay only $2K. I do not obviously know all ... | |
| auto theft claim. | 1/8/2009 |
| Q: I filled a claim over 40 days ago for stolen auto,still have no settlement,the only answer I get ... A: Chances are you are going to need my services in the future. When you are told the claim is under ... | |
Rob Painter
Top Expert on this page
Expertise
I am not an attorney, nor can I give legal advice. I can however answer questions related to stolen vehicles when the insured is denied payment due to misrepresentation. My goal is to sort through all the puported facts in order to determine the truth as to how the vehicle was last operated. I work for insurance companies and against them when their "Forensic Expert" did not do his job in an unbiased manner. Commonly these theft insurance denials are based on the information supplied in the "forensic" report on the vehicle. In most cases conclusions inferring the insured's key (proper key)was used last, based on net opinion with no basis. I scrutinize these reports as to what theories were or were not ruled out.
Experience
I have served as a consultant/expert for plaintiff & defense attorneys since 1998 in 14 different state jurisdictions as well as federal court. I was also the defense expert in a USAF court martials in which we prevailed. I do not take full credit for the prevailing side. It is a joint effort by the client attorney and my extensive knowledge on auto theft, forced entry, forensic ignition analysis, transponders, vehicle fire origin and cause etc.
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