| Subject | Date Asked |
|
| credit score | 11/20/2009 |
Q: is it better to carry a 30.00 balance on my two credit cards or pay off the 30.00 balance and pay ...
A: Two years? "Ongoing and consistent" means forever. When you stop using credit, your score will ...
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| credit score | 11/19/2009 |
Q: is it better to carry a 30.00 balance on my two credit cards or pay off the 30.00 balance and pay ...
A: Regarding credit cards, your maximum credit score will be achieved by keeping a balance on your card ...
|
| 'check cards' and credit standing | 10/22/2009 |
Q: I have a Mastercard and a Visa card. Even though the Visa card looks just like a credit card, it is ...
A: Well, I also have 15 years experience in the mortgage industry. I can tell you that we ...
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| 'check cards' and credit standing | 10/21/2009 |
Q: I have a Mastercard and a Visa card. Even though the Visa card looks just like a credit card, it is ...
A: The answers are no and no. A credit card will charge interest and allow you to pay back amounts ...
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| Building Credit | 10/12/2009 |
Q: .. Soon after I turned 18 I began applying for credit cards so that I could get one and start ...
A: It sounds like I can help you stay on the right track. The overall comment I want to make is for ...
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| poor credit credit cards | 9/23/2009 |
Q: About 4 years ago I accumulated a few defaulted accounts. I am paying most of them back now. But, ...
A: Realistically, I would want to review your credit reports (Experian, Equifax and Trans Union) to see ...
|
| paid in full debts | 9/17/2009 |
Q: I have a bill in collection that started at $3200. I have been making payments monthly of $200. My ...
A: No, your credit score doesn't care how you paid it off. There are a couple of ways to look at this ...
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| DIfference in Credit Scores | 9/5/2009 |
Q: I use experian which says my score is 650 where credit karma says it's 550. Which is more accurate? ...
A: The answer to your question depends upon several variables. Traditionally, there are three major ...
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| payday loan assistance | 8/7/2009 |
Q: Any advice in this matter would be really great. My fiance told me the other day that she took out ...
A: Payday loans can lead to what seems to be a never-ending nightmare. Michael, what is the name of ...
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| identity theft | 7/1/2009 |
Q: I recently sent in an application for an apartment and I never heard back from the woman, even ...
A: At this point, it's a little too late to worry about the ID theft. Chances are there will be no ...
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| collection agency | 6/25/2009 |
Q: I am paying an Atty in Mass who is collecting on an old credit card. Today I called and asked his ...
A: In order to best answer your question, I need more info. How old is this collection and do you have ...
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