AboutOntrack Financial Group llc Expertise With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority.
In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company!
With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process.
Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint.
Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.
Experience Please read about us at Https://www.OntrackFinancialGroup.com/Q&A.html
Question I have a judgement that will be wipe out/deleted from my credit report in April of next year. I would like to purchase a use auto and or try and get a personal loan from the Navy Federal Credit union. When I last check my score were only 601 598 589. I would like to know once this judgement is removed from my credit report approximately how many points will my credit score increase and or should I just wait until this judgement is deleted from my report before I try and purchase a use auto and or apply for a small personal loan. I don't want the extra inquiry to just be a waste of an extra on my report for another 2 years?
Answer Dear Betty,
Thank you for your question. While we understand your question, we feel your getting ahead of yourself at this time. The plaintiff can reaffirm the judgment prior to the statue of limitations. We have found a higher percentage of judgments are being reaffirmed.
If your credit score is within the 589-601 range there maybe more that affecting the score other than the judgment. While removing the judgment trade-line will help, it may not be enough to secure a loan under the current economic environment.
To answer your question, your credit score can increase anywhere between 50 and 100 points.
