AboutOntrack Financial Group llc Expertise With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority.
In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company!
With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process.
Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint.
Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.
Experience Please read about us at Https://www.OntrackFinancialGroup.com/Q&A.html
Question Michael,
Long story short, we have $60,000 in credit card debt. Many things made this perfect storm, but we find ourselves at this point unable to make min payments and live. We have been using savings to make each month, but need to do something soon as savings is almost gone.We are not behind in anything yet. Debt Mangement was unable to help, they suggested BK. I did speak to a lawyer (NYS), he feels we will have no problem getting a Chapter 7, but we REALLY do not want to do this!!! I really want to work something out with the CC, it would be too shameful to us to go BK. My question is, with all your experience with the cc companies, do you think they would be wiling to accept lower than min payments to keep us from going BK? Is there a certain way to talk to them to make them understand we do want to pay but it has to leave us money to live on too? I'm so worried they are going to refuse to work with us because it's somekind of tax write off. Is there any other alternatives to BK that you know of? We looked into debt settlement, not interested, sounds like a major scam. Would appreciate any help to keep us floating, and only damage our credit scores somewhat. Thank you
Answer Dear Marie,
Thank you for your question.
We should speak about this over the phone. There are a lot of factors we need to take a look at before giving you a proper answer.
