AllExperts > Creditors and Bankruptcy 
Search      
Creditors and Bankruptcy
Volunteer
Answers to thousands of questions
 Home · More Creditors and Bankruptcy Questions · Answer Library  · Encyclopedia ·
More Creditors and Bankruptcy Answers
Question Library

Ask a question about Creditors and Bankruptcy
Volunteer
Experts of the Month
Expert Login

Awards

About Us
Tell friends
Link to Us
Disclaimer

 
 
 
 
About David
Expertise
I can help answer questions on how to raise credit scores. I can educate you on all areas of credit scoring. My specialty is helping people recover from Bankruptcy and low credit scores quickly.

Experience
I own a credit repair company and have helped hundreds of my clients raise their scores to purchase homes, cars and qualify for other loans.

Education/Credentials
My background is in Financial planning.

 
   

You are here:  Experts > Shopping > Credit/Debt Management > Creditors and Bankruptcy > how to raise my credit score

Creditors and Bankruptcy - how to raise my credit score


Expert: David - 5/21/2009

Question
I have a low credit score.  I filed ch7 bankruptcy in 2002.  I have several paid collection accounts(from 02 -03) that will start to fall off my report due to age within the year.  The only open collection account I have is an auto lease charge off 1,000 from 08.  The lease was up in 05, can the original creditor charge off in three years later?  It now shows a 0 balance but the jdb has an open account for it.  My student loans were late 90 days in Feb 09.  The only open accounts I have are a car loan(since 06) paid as agreed and a paypal account that was 30 days late last year.  Can you advice me how I can raise my credit score given all my past mistakes?  Mm score right now is about a 570ish..Any advice would be greatly appreciated.  Thank you..

Answer
Sharon,

You can drastically increase your scores by taking a few easy steps.  You have two objectives:
1. Have negative items removed from your credit history
2. Replace them with new positive lines of credit

There are a few easy steps to do this.  Start by visiting:

www.financialscoringsolutions.com

Feel free to contact us if you want details

David
219-718-8566 Direct
financialscoring@sbcglobal.net
www.financialscoringsolutions.com

Add to this Answer   Ask a Question


 
User Agreement | Privacy Policy | Kids' Privacy Policy | Help
Copyright  © 2008 About, Inc. AllExperts, AllExperts.com, and About.com are registered trademarks of About, Inc. All rights reserved.