AboutDavid Expertise I can help answer questions on how to raise credit scores. I can educate you on all areas of credit scoring. My specialty is helping people recover from Bankruptcy and low credit scores quickly.
Experience I own a credit repair company and have helped hundreds of my clients raise their scores to purchase homes, cars and qualify for other loans.
Education/Credentials My background is in Financial planning.
Question I have a low credit score. I filed ch7 bankruptcy in 2002. I have several paid collection accounts(from 02 -03) that will start to fall off my report due to age within the year. The only open collection account I have is an auto lease charge off 1,000 from 08. The lease was up in 05, can the original creditor charge off in three years later? It now shows a 0 balance but the jdb has an open account for it. My student loans were late 90 days in Feb 09. The only open accounts I have are a car loan(since 06) paid as agreed and a paypal account that was 30 days late last year. Can you advice me how I can raise my credit score given all my past mistakes? Mm score right now is about a 570ish..Any advice would be greatly appreciated. Thank you..
Answer Sharon,
You can drastically increase your scores by taking a few easy steps. You have two objectives:
1. Have negative items removed from your credit history
2. Replace them with new positive lines of credit
There are a few easy steps to do this. Start by visiting:
www.financialscoringsolutions.com
Feel free to contact us if you want details
David
219-718-8566 Direct
financialscoring@sbcglobal.net
www.financialscoringsolutions.com