AboutOntrack Financial Group llc Expertise With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority.
In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company!
With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process.
Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint.
Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.
Experience Please read about us at Https://www.OntrackFinancialGroup.com/Q&A.html
Question Hi, I recently applied for a Capital One card and got denied when I have a excellent credit score. My score is 750. There reasoning was the I owed too much on my mortgage??? What? I owe 130,000 and have never missed a or been late in 12 years.... So my husband also tried to apply who has a credit score of 780. They told him the same thing. Then we thought we'd see about lowering our interest on our home cuz the rates are at a all time low. So I called our mortgage company and they told us that because we were not in a financial hardship that the could not help us.... What? They did tell us to be late on our payments a couple months and then they could see what they could do... Are you kidding me?? We don't want to change mortgage companies because we have a unique property which is really hard to get financed for. So basically in this day in age if you have good credit it doesn't matter??? I just don't understand that there is help for those who can't make their payments and not for those who can....
Answer Dear Desiree,
Thank you for contacting Ontrack Financial Group.
You're correct on many fronts as there is assistance for struggling consumers, while banks have turned their back on consumers who have made great financial decisions.
Credit card companies revamped their lending standards in wake of the credit crunch and credit card losses above 10 %.
