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With the credit market on a brink of collapse, the future of having good credit will be paramount. Loans will be near impossible to obtain with strict lending practices around the corner. Debt collectors and Law offices will use even stronger tactics to recover more of your hard earned money. Protecting you and your credit has to be a top priority. In 2000 Ontrack Financial Group llc founded the credit arbitration movement. More and more companies entered into the arena and new business models joined old ones. Only one company has the attitute and aptitude to truly assist our clients. Ontrack Financial Group llc is that company! With our proven credit arbitration solution, you can become Charged Off Debt free within three years or less. Our clients have eliminated their Charged Off Debts with our service and avoided communication with collection agencies and law offices in the process. Since the inception of Ontrack Financial Group™, we have continued assisting our nation-wide clientele with their burdensome unsecured debt and has enrolled thousands clients in its programs, managing millions of debt for its clients without one complaint. Ontrack Financial Group™ is a for-profit, private company and is not affiliated with the credit bureaus or the credit industry. As a result, our services are unbiased and independent, which allows us to better serve the consumer.

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Creditors and Bankruptcy - Foreclosure and bankruptcy


Expert: Ontrack Financial Group llc - 6/7/2009

Question
House went thru foreclosure and debt discharged in bankruptcy.
HOA was listed as creditor also.
House title still in our name and being sent bills from HOA.
Loan has been sold several times since and withdrawn from auction several times.  What is our position as far as liability and being sued?

Answer
John,

Thank You for your question.

Supply the HOA and the collection agency the discharged documents.  They are in violation of the bankruptcy code. According to the information provided you are not liable for this debt.

Good Luck

Ontrack Financial Group llc  

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