AboutDavid Expertise I can help answer questions on how to raise credit scores. I can educate you on all areas of credit scoring. My specialty is helping people recover from Bankruptcy and low credit scores quickly.
Experience I own a credit repair company and have helped hundreds of my clients raise their scores to purchase homes, cars and qualify for other loans.
Education/Credentials My background is in Financial planning.
Question I will be meeting with an attorney to file chapter 7 soon but am not sure about one of my debts.
I had a home loan through USDA that went into foreclosure. Can I file bankruptcy on that loan? Or not because it is a Government agency?
Answer Christine-
If I understand this correctly the USDA loan program is part of a critiria for qualifying in a rural area. My understanding is like most other mortgages it can be backed by a governmental program like Freddie Mac or Fannie Mae. If that is the case it would be includable in a chapter 7 bankruptcy like any other mortgage.
You will want ask this specifically of your attorney to make sure that applies in your state.
